Union Bank of India Net Worth & Market Cap

For those who don’t know anything about Union Bank of India yet, well, just so you know, it is actually a public sector bank that has been operating for more than a century now and still is relevant in 2025. So much so that it is doing super well and has become the 4th largest public sector bank and 8th largest overall bank in the country, if we look at the market cap numbers. Anyway, today, we’re here specifically to take a good look at the Union Bank of India Net Worth & Market Cap 2025, so let’s get started with that right away.

Net Worth of Union Bank of India

Well, the bank’s net worth is essentially nothing but the sum total of equity belonging to its shareholders, but if you go calculation-wise, that’s a bit complex part. In short, it’s share capital, reserves, and retained earnings combined. As of March 31, 2024, the net worth of Union Bank stood at an enormous ₹96,968.97 crore. Incidentally, more than three-fourths of this amount, i.e., about ₹89,335.36 crore, comes in reserves and surplus that the bank accumulated over the years while retaining a part of its profits.

Talking specifically about the profits, you see, in the year 2023-24, the gross income in net profits the bank made up to ₹13,648 crore before setting aside monies for dividends and reserves.

Market Capitalisation of Union Bank of India

We usually say market cap, but it is usually the total value of all shares belonging to a company (in this case, a bank) at the current stock price. On 5 May 2025, Union Bank of India had a market capitalisation of a whopping ₹96,512.10 crore. And what is driving such huge numbers? Surely, good profit growth of the bank. For the quarter ended 31 March 2025, net profit jumped up by 27.53% to ₹4,623 crore. This clearly signals to investors that the bank is making good profits from its core business.

Well, there is something else you should know, like, back in April 2020, a merger of Union Bank with Andhra Bank and Corporation Bank made it a much bigger player. Moreover, the quality of assets of the bank is improving-and investors remain fairly confident due to a steady P/E ratio of around 5.9, notwithstanding the various chaotic events in the markets.

Future Outlook

Well, if you look at the future plans of Union Bank of India, you’ll see that they’re actually after expanding their loan book, and that too in specific segments of the economy, like in retail, agriculture, and MSME. And if we talk about what benefits this decision has had for the bank so far, well, as of the quarter to March 2025, this kinda has helped the bank with a total business growth of 7.8% to ₹22.92 lakh crore, so surely, there will be more income gains down the line.