State Bank of India, or SBI for short, is currently the biggest and most trusted public sector bank in India as of 2025, and there is no two-way about that. Sure, you must see that it was established back in 1955, but the history of this bank goes back to the 1800s actually. Anyways, today, though, we’re here specifically to talk about the net worth and market cap of this bank as of 2025, so let’s just get to that right away.
| Detail | Value |
| Establishment year | 1955 |
| Headquarters | Mumbai, India |
| Total branches | 22,542+ |
| Market capitalisation | ₹7.07 trillion |
| Net worth (total equity) | ₹4.86 lakh crore |
| Total revenue (FY 2023-24) | ₹4,66,813 crore |
Net Worth and What Contributes to It
SBI’s net worth, represented by total equity, stood at ₹4.86 lakh crore as of March 2025. This equity base has been raised through initial capital, accumulated reserves, and accrued profits over time. In FY 2023-24, a ₹61,077 crore standalone net profit of the bank further strengthened its reserves and surplus. The bank’s Board had further accorded sanction for raising fresh equity of ₹25,000 crore to boost the capital ratios so as to provide a higher cushion against losses. Meanwhile, SBI declared a dividend of ₹13.70 per share for FY 2023-24 in keeping with its balanced payout approach, so sure enough, allocation of profits for shareholder distribution remains balanced with retained profits for growth. Well, that seems to be the kinda steady story of SBI in financial numbers, and it’s looking good for the future.
Market Capitalisation in 2025
By May 2025, the market capitalisation of the State Bank of India reached ₹7.07 trillion, thus becoming the country’s largest bank (public bank, actually!) by market capitalisation. Confidence of investors in SBI looms large on solid core business performance, and sure enough, because of all that, as of 31 March 2025, the bank recorded loan growth of 12.03 percent and deposits growth of 9.48 percent, indicating healthy balance-sheet expansion. Besides, a major push has been made towards digital services, with its YONO platform clocking some 1.34 crore-plus registrations, which has seen lowered transaction costs and diversification of fee income for the bank. And sure enough, all of this has contributed in the overall popularity of SBI in the country, so sure enough, its market cap and worth had to be this high.
Future Outlook
Well, to be honest, going forward, SBI intends to maintain loan growth rates of approximately 12 to 13% during the coming year, even as several global uncertainties continue to weigh in, including tariff shifts. In the digital scene, though, which is kinda like a big thing these days, SBI seems to be doing really well in that segment, especially with how good YONO is working out for this bank and getting more and more registrations every single year. Sure, there are some problems here and there, but still, it is among the top banks in the country that provide a reliable and decent online banking experience, especially through smartphone apps. Other than that, talking about more critical things in real life regarding the situation of this bank, well, SBI could continue to be under pressure if the RBI reduces rates further, but a stable policy environment should ensure SBI earns its profits adequately down the line, which is very much a possibility.
