Yes, if you look at the market cap numbers, without a doubt, Punjab & Sind Bank is the smallest public sector bank in the country as of 2025. Though you should not forget the fact that it is a more than a century-old bank in India. But since the segment of society it serves is so specific, that’s why it hasn’t grown like other public sector banks. Still, while we’re already talking about the financial numbers, let’s just have a look at Punjab & Sind Bank net worth & market cap as of 2025. Here we go then.
| Detail | Value |
| Establishment Year | 1908 |
| Headquarters | New Delhi |
| Total Branches | 1,570 |
| Market Capitalisation | ₹19,512 Crores (May 6, 2025) |
| Net Worth | ₹13,354.76 crore (May 6, 2025) |
| Total Revenue (FY 2023-24) | ₹10,915 Crore |
Punjab & Sind Bank’s Net Worth in 2025
When you search the total net worth of Punjab & Sind Bank, you’ll most likely get the old data from most websites, which is from 2024, but what about its net worth in 2025? Well, if you know a thing or two about how net worth is calculated, especially in the case of banks, you’ll know that there are a lot of factors that it depends on. And these are the things that kinda make it a bit complex to calculate and understand.
Anyway, we have still done the work for you, so if you look at the total reported shareholders’ funds by the bank in 2025, that’s about ₹13,354.76 crores. And that right there is the net worth of Punjab & Sind Bank. Sure, the net worth number for this bank has gone down a bit, but if this bank works on the digital services even more, it’ll probably recover that in the coming few years or so.
Market Capitalisation of Punjab & Sind Bank
As we pretty much gave it off earlier that Punjab & Sind Bank is the smallest public sector bank in the country, if you look at the market cap data, right? Well, how small or low of a market cap number are we talking about here? See, many of you may already know that market cap is simply calculated when you multiply the total number of shares by the current share price of the bank, and if you do that for Punjab & Sind Bank, well, the market cap stands at around ₹19,512 Crores. And if you look at the previous few months trends, you’ll see that the market cap of this bank has gone down a bit since the start of 2025, but before that, it was recovering really well.
Future Outlook
If you do a deep dive into what is holding Punjab & Sind Bank from becoming one of the biggest public sector banks in the country, you’ll notice a few problems here and there. Like, the bad loans are bugging this bank a lot, and on top of that, it is not growing in the digital service space and falling behind way too much in this segment compared to all the other banks. But as of 2025, the management has been doing somewhat decent and they have already started taking action to fix that and that’s why we saw that good recovery in the market cap in the last few years or so. That is likely to continue in 2025 and onwards.
