If you look at data like the total number of customers of Indian Overseas Bank, which is roughly around 41 million, you’d think that it is just a small bank compared to all the other public sector banks, right? Well, that’s kinda true, but if you look at the overall largest banks in India by market cap, Indian Overseas Bank actually is the 5th largest public sector bank in the country. So, no doubt, it still offers the most convenient services to its customers.
And speaking of convenience here, well, checking your bank account balance using the missed call enquiry or SMS method is the easiest one out there, and today we’ll be talking about just that in the context of the Indian Overseas Bank.
IOB Balance Check via Missed Call
It is quite literally the best method to check your IOB bank balance without going anywhere. Here’s how you should go about it:
- Number to call: 9210622122 or 9289222029
- The only requirement is that you must use your registered mobile number (the one linked to your IOB account).
- Worry not, the call will disconnect automatically
- You will get an SMS with your account balance, though it may take a few minutes sometimes.
IOB Balance Check via SMS
Let’s say you don’t feel like calling any number; instead, you just want to text and receive the bank balance details on your registered mobile number. Here’s how you can do it:
- SMS Number: 8424022122
- Format: BAL<last 4 digits of your account number>
Example: BAL1234
Just make sure it is your registered mobile number that you are using to send this SMS. That’s all!
IOB Toll-Free Customer Care Numbers
If you want to keep it somewhat old school, then you can just call a toll-free number of the Indian Overseas Bank, follow the menu instructions, and get your account balance details that way. Here are the important and official toll-free numbers to try:
- 18008904445
- 18004254445
Note: Use these for help or complaints related to balance checking services.
Other Options To Check Indian Overseas Bank Account Balance
- Net Banking: This is probably the best way to check your bank balance if you’re already an internet banking user of IOB, so for this method, just visit www.iobnet.co.in, log in with your User ID and password, and check your balance under “View Account Details”.
- Mobile Banking App (mPassbook App): Sure, the mobile banking app provided by IOB may not be the best out there, but still, we’d recommend you to download the IOB Mobile App, log in with your MPIN or mobile number, and go to “My Account” to view your balance. Plain and simple!
- UPI App: Since these third-party UPI apps are already super common and famous, well, all you need to do is open any UPI app (like PhonePe, Google Pay), select your IOB account, tap “Check Account Balance”, enter your UPI PIN, and view your balance.
- ATM: This one is not the typical method of checking bank balance from home, but still, you can go to any ATM, insert your IOB card, enter your PIN, and select “Balance Enquiry” to see your balance.
- USSD Code: In the case of IOB, well, just dial 9952# from your registered mobile number, follow the steps, and get your balance via SMS.
- Passbook: This is the only method, and kinda the old-school one, where you’d have to actually visit the physical branch of the bank to check your bank balance by asking the bank people to print the balance and statement on the bank passbook itself.
