Bank of India (BOI), one of India’s leading public sector banks, operates a wide network of branches across urban, semi-urban, and rural areas. Knowing the bank’s working hours, lunch break, and weekend schedule helps customers plan visits efficiently and avoid unnecessary delays. While timings may slightly differ by region, most branches follow uniform hours as per RBI guidelines.
Bank of India Opening and Closing Timings
Bank of India branches generally operate Monday to Friday and on the 1st, 3rd, and 5th Saturdays of each month.
| Day | Opening Time | Closing Time |
| Monday to Friday | 9:45 a.m. | 4:45 p.m. |
| 1st, 3rd & 5th Saturday | 9:45 a.m. | 4:45 p.m. |
| 2nd & 4th Saturday | Closed | — |
| Sunday & Public Holidays | Closed | — |
In some rural or semi-urban branches, the timing may slightly vary — opening at 10:00 a.m. and closing around 5:00 p.m. depending on local administrative decisions or customer footfall.
All branches remain closed on Sundays, 2nd & 4th Saturdays, and official bank holidays declared under the Negotiable Instruments Act.
Bank of India Lunch Time
The official lunch break in most BOI branches is between 2:30 p.m. and 3:00 p.m.
However, unlike some smaller financial institutions, Bank of India ensures that customer service continues during lunch hours through a rotational system. This means all counters do not close simultaneously — one set of staff members take lunch while others remain at the counters to serve customers.
Still, for quick transactions such as cheque deposits, demand drafts, or account updates, it’s best to avoid visiting exactly during the lunch window.
Working Hours for Customer Transactions
- Cash Deposit and Withdrawal Counters: Operate till 4:00 p.m. on working days.
- Cheque Clearance and NEFT/RTGS: Usually processed up to 4:30 p.m., subject to RBI cut-off timings.
- Account Opening & Loan Enquiries: Accepted until 4:45 p.m. on weekdays.
Digital services like mobile banking, internet banking, UPI, and ATM facilities remain operational 24×7, even on weekends and holidays.
Saturday Banking Schedule
Following the RBI’s alternate Saturday policy, all public sector banks, including BOI, observe:
- Working Saturdays – 1st, 3rd, and 5th Saturdays (regular banking hours apply).
- Non-working Saturdays – 2nd and 4th Saturdays (branches remain closed).
It’s advisable to plan cheque deposits, loan payments, or branch visits around these dates to avoid weekend closures.
Conclusion
To summarize, Bank of India branches generally operate from 9:45 a.m. to 4:45 p.m., with a lunch break between 2:30 p.m. and 3:00 p.m., and remain closed on 2nd & 4th Saturdays, Sundays, and bank holidays. By planning your branch visits around these timings, you can ensure a smoother and more efficient banking experience.
