ICICI Bank, one of India’s leading private sector banks, offers a wide range of banking, investment, and digital financial services to millions of customers. While online banking is available 24×7, many customers still visit physical branches for transactions, account openings, or loan consultations. Knowing the correct ICICI Bank working hours, lunch timings, and weekend schedule can help you plan your visit efficiently.
ICICI Bank Opening and Closing Hours
ICICI Bank branches generally operate Monday to Friday and on 1st, 3rd, and 5th Saturdays of every month.
| Day | Opening Time | Closing Time |
| Monday to Friday | 9:30 a.m. | 3:00 p.m. |
| 1st, 3rd & 5th Saturday | 9:30 a.m. | 3:00 p.m. |
| 2nd & 4th Saturday | Closed | — |
| Sunday & Public Holidays | Closed | — |
Most branches begin serving customers from 9:30 a.m. and continue until 3:00 p.m., though in some metro or semi-urban locations, branches may extend services till 4:00 p.m. depending on local demand.
The cash counter usually remains open till 2:30 p.m., while non-cash services such as account queries, document submissions, and customer support are available till 3:00 p.m.
ICICI Bank Lunch Time
ICICI Bank typically observes a lunch break between 1:00 p.m. and 2:00 p.m., but this does not affect customer service entirely.
The bank follows a staggered lunch system, meaning staff members take lunch in turns to ensure that at least one counter remains open for customer assistance.
However, during the lunch period, certain non-urgent services may take slightly longer as some employees may be away from their desks. For faster service, it is advisable to visit before 1:00 p.m. or after 2:15 p.m.
Weekend & Holiday Schedule
Like most Indian banks, ICICI Bank adheres to the RBI-mandated alternate Saturday policy:
- 1st, 3rd, and 5th Saturdays: Open from 9:30 a.m. to 3:00 p.m.
- 2nd & 4th Saturdays: Bank remains closed.
- Sundays and national holidays: All branches remain closed.
Even on non-working days, customers can use ICICI’s 24×7 digital platforms such as Internet Banking, iMobile Pay App, ATMs, and UPI services for most transactions, including fund transfers, bill payments, and account management.
Services During Working Hours
Here’s a quick breakdown of major services and their availability within branch hours:
- Cash deposit/withdrawal: Up to 2:30 p.m.
- Cheque clearing & submission: Up to 3:00 p.m. (subject to RBI clearing time)
- Account opening & loan assistance: Up to 3:00 p.m.
- Locker access: During regular branch hours on working days
For digital transactions, NEFT and RTGS services are now available 24×7 through ICICI Internet and Mobile Banking platforms as per RBI guidelines.
Customer Tips
- Best time to visit: Between 9:30 a.m. and 12:30 p.m. to avoid queues.
- Avoid lunch hour: 1:00 p.m. – 2:00 p.m., when some counters may be partially staffed.
- Confirm branch timings: They may vary slightly in rural or small-town branches.
- Use digital services: For speed, convenience, and round-the-clock access.
Conclusion
In summary, ICICI Bank operates from 9:30 a.m. to 3:00 p.m., Monday to Friday, and on 1st, 3rd, and 5th Saturdays, with a lunch break between 1:00 p.m. and 2:00 p.m. The bank remains closed on 2nd & 4th Saturdays, Sundays, and public holidays.
By planning your visit within these timings or opting for ICICI’s seamless digital banking channels, you can experience smooth, hassle-free banking every time.
