Punjab and Sind Bank Timings – Opening, Closing & Lunch Time

Punjab and Sind Bank (PSB) is one of India’s prominent public sector banks, serving millions of customers across urban, semi-urban, and rural areas. Despite the increasing adoption of digital banking channels like Internet Banking, Mobile Banking, and UPI, many customers still rely on visiting the branch for services such as cash deposits, withdrawals, cheque clearances, loan applications, and account-related assistance.

To help customers save time and avoid inconvenience, it’s essential to know the Punjab and Sind Bank timings, including its opening and closing hours, lunch schedule, weekend working hours, and holiday closures.

Punjab & Sind Bank

Punjab and Sind Bank Opening and Closing Timings

Punjab and Sind Bank branches typically follow standardized banking hours set in accordance with the Reserve Bank of India (RBI) guidelines. However, slight variations may occur depending on the branch’s location.

  • Opening Time: Most Punjab and Sind Bank branches open at 10:00 AM on working days.
  • Closing Time: The branches usually close at 4:00 PM.

During these hours, customers can carry out various services such as cash deposits and withdrawals, cheque clearance, demand draft issuance, account opening, loan queries, and more.

Tip: It is always advisable to confirm the exact timings of your local branch, as slight differences can occur in rural or metro areas.

Punjab and Sind Bank Lunch Time

Punjab and Sind Bank follows a staggered lunch break system to ensure that customers continue to receive uninterrupted service during lunchtime. This means that all staff members do not take lunch at the same time, allowing counters to remain functional.

  • Lunch Break Timing: Typically between 1:00 PM and 2:00 PM.

While customers can still visit the branch during this period, they may experience slightly slower service due to limited staff availability.

Punjab and Sind Bank Timings on Saturdays

Punjab and Sind Bank follows the RBI-mandated five-day banking week policy, which applies to most banks in India. Customers must be aware of this schedule to plan their weekend visits effectively.

  • 1st, 3rd, and 5th Saturdays: Branches remain open during regular hours (10:00 AM to 4:00 PM).
  • 2nd and 4th Saturdays: Branches remain closed.
  • Sundays: All branches remain closed.

This schedule allows customers to plan their weekend banking activities efficiently and avoid unnecessary visits on closed days.

Punjab and Sind Bank Holiday Schedule

Punjab and Sind Bank branches remain closed on:

  • National Holidays: Including Republic Day (26th January), Independence Day (15th August), and Gandhi Jayanti (2nd October).
  • State-Specific Holidays: Regional festivals and holidays announced by respective state governments.
  • Weekly Holidays: All Sundays and the 2nd and 4th Saturdays of each month.

For urgent transactions outside branch hours or on holidays, customers can use Punjab and Sind Bank’s digital banking services, including Internet Banking, Mobile Banking, ATMs, and UPI platforms, which are available 24×7.

Final Thoughts

Understanding the Punjab and Sind Bank timings helps customers plan their visits effectively, ensuring faster and smoother transactions. Whether you need to deposit or withdraw cash, clear a cheque, or consult with bank officials about loans or investments, visiting the branch during official working hours ensures hassle-free service.

For routine banking needs such as fund transfers, bill payments, or balance inquiries, customers can rely on Punjab and Sind Bank’s robust digital banking platforms, which offer convenience and accessibility round the clock. By combining branch visits for complex tasks with online banking for everyday needs, customers can experience a seamless and efficient banking experience.

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