Assam Gramin Bank plays a key role in rural and semi-urban banking across Assam. From pension accounts and DBT credits to crop loans and cash transactions, many customers still depend on branch visits. Like other Regional Rural Banks, Assam Gramin Bank follows a fixed daily schedule. Knowing these timings in advance helps you avoid closed cash counters or slow service periods.
Below is a clear overview of Assam Gramin Bank’s opening time, closing time, lunch arrangement, and weekly working pattern.
Assam Gramin Bank Opening Time
Most Assam Gramin Bank branches start customer-facing services at 10:00 AM on working days.
Staff may arrive earlier for internal preparation, but cash counters, service desks, and transaction systems become active at 10:00 AM. Arriving before this usually means waiting.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully operational and queues are shorter.
Assam Gramin Bank Closing Time
The official branch closing time is generally 5:00 PM.
In practice, many rural and semi-urban branches begin winding down earlier in the afternoon. New requests—especially paperwork or multi-step services—are often discouraged after 4:00–4:30 PM.
To be safe, try to enter the branch by 4:00 PM.
Assam Gramin Bank Cash Transaction Timings
Cash services follow a firm internal cut-off.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even if the branch remains open beyond this time, cash counters usually stop accepting transactions after 3:30 PM to allow for cash balancing and end-of-day checks.
If your visit involves cash, plan to arrive before 3:00 PM.
Assam Gramin Bank Lunch Time Practice
Assam Gramin Bank branches do not shut down completely for lunch. Lunch breaks are taken in a staggered manner so basic services continue.
What customers may notice:
- Slightly slower service between 1:00 PM and 2:30 PM
- Temporary unavailability of some officers
- No full closure of counters
Late morning remains the fastest window for service.
Assam Gramin Bank Working Days & Saturday Timings
Monday to Friday: Open during normal banking hours
Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with regular timings
Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays applicable in Assam.
ATM and Digital Banking Availability
Even when branches are closed:
- Assam Gramin Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, and basic services
These options reduce the need for frequent branch visits.
Plan Ahead for a Smooth Visit
Treat 10:00 AM as the true start of services and 3:30 PM as the firm cash cut-off. Avoid late afternoons for paperwork, and remember the Saturday rules before heading out.
When you plan around Assam Gramin Bank’s timings, branch visits become predictable, quicker, and far less stressful—just the way rural banking should work.
