If you are planning a visit to City Union Bank, understanding branch timings beforehand can save you a lot of hassle. Many customers assume private banks operate longer hours, but in reality, branch working hours and cash counters follow specific cut-off times. City Union Bank (CUB), one of India’s oldest private sector banks, follows a fairly disciplined and traditional banking schedule across most locations. Here is a clear and practical breakdown of City Union Bank opening time, closing time, lunch hours, and weekend rules.
City Union Bank Opening Time
Most City Union Bank branches across India open at 9:30 AM on working days. This timing is largely uniform whether the branch is in Tamil Nadu, Karnataka, Andhra Pradesh, or other states where CUB has a presence.
Although the branch opens at 9:30 AM, counters may take a few minutes to get fully active due to system checks and daily cash verification. For smoother service, reaching the branch between 9:45 AM and 10:30 AM works best.
City Union Bank Closing Time
The official closing time for City Union Bank branches is 4:00 PM.
That said, not all services are available until the last minute. Entry into the branch may be restricted closer to closing time, especially in busy urban locations. Non-cash services like account enquiries or form submissions may still be accepted until near closing, depending on branch workload.
To be safe, it is advisable to enter the branch before 3:30 PM.
City Union Bank Cash Transaction Timings
Cash transactions follow stricter cut-offs.
- Cash deposit and withdrawal timings: 9:30 AM to 3:30 PM
After 3:30 PM, most City Union Bank branches stop cash operations even though the branch remains open. This allows staff to complete daily balancing and compliance processes.
If your visit involves cash, aim to reach the branch before 3:00 PM to avoid last-minute rejection.
City Union Bank Lunch Time System
City Union Bank generally does not declare a fixed lunch break where the entire branch shuts down. Instead, staff members take lunch in rotation.
What customers should expect:
- Branch doors usually remain open throughout the day.
- Some counters may be temporarily slower between 1:00 PM and 2:30 PM.
- In smaller branches, availability of senior staff may reduce briefly during lunch hours.
For quicker processing, late morning hours are usually the most efficient.
City Union Bank Working Days and Saturday Timings
- Monday to Friday: Open from 9:30 AM to 4:00 PM
- Saturday: Branches remain closed on the 2nd and 4th Saturdays of every month and on 1st, 3rd, and 5th Saturdays, branches usually operate with normal timings.
- Sunday: All City Union Bank branches remain closed.
Branches are also closed on national holidays and state-specific banking holidays as notified each year.
ATM and Digital Banking Availability
Even when branches are closed:
- City Union Bank ATMs operate 24×7, subject to cash availability.
- Internet banking and mobile banking allow balance checks, fund transfers, and bill payments at any time.
This reduces dependency on branch visits for routine transactions.
Final Tips Before Visiting City Union Bank
- Finish cash-related work before 3:00 PM.
- Avoid late afternoon visits for complex services like loans or KYC updates.
- Check local holiday calendars during festivals or regional events.
Knowing City Union Bank timings in advance helps you plan better and ensures your branch visit is quick, efficient, and stress-free.
