Small finance banks are meant to bring banking closer to people—whether you’re a salaried worker, a shop owner, or someone managing daily expenses. Suryoday Small Finance Bank fits that mould, with branches spread across many cities and towns. While digital banking handles a lot of routine work, many customers still walk into branches for cash, loans, or paperwork.
Assuming branch services run all day can lead to frustration. To avoid that, it’s useful to know exactly when Suryoday Bank opens, when cash counters close, how lunch breaks are handled, and how weekends work.
Suryoday Small Finance Bank Opening Time
Most Suryoday Small Finance Bank branches officially open at 10:00 AM on working days.
Although some branches may unlock doors earlier, full customer-facing services—cash counters, service desks, and transactions—begin at 10:00 AM once systems are live. If you arrive before that, you may end up waiting.
For smoother service and minimal queues, the best time to visit is 10:00 AM to 11:30 AM.
Suryoday Small Finance Bank Closing Time
The official branch closing time for most Suryoday Small Finance Bank outlets is 4:00 PM.
Note that 4:00 PM is not always the final safe entry time. Many branches begin winding down new customer entry around 3:30 PM, especially in busier locations.
If your visit includes things like documentation, approvals, or multiple counter tasks, it’s best to enter the branch by around 3:15–3:30 PM.
Suryoday Small Finance Bank Cash Transaction Timings
Cash services follow stricter internal cut-offs than general branch operations.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though the branch remains open until 4:00 PM, cash counters usually shut about 30 minutes before closing to allow staff time for cash balancing and end-of-day checks.
If you need to deposit or withdraw cash, aim to reach the branch before 3:00 PM.
Suryoday Small Finance Bank Lunch Time Policy
Suryoday Small Finance Bank generally does not close the entire branch for lunch. Lunch breaks are taken in a staggered manner by staff, so basic services continue throughout the day.
What customers may notice:
- Slightly slower service between 1:00 PM and 2:30 PM
- Some officers may be temporarily unavailable during lunch
- No complete closure of branch counters
Late morning remains the most efficient time to visit if you want quick service.
Suryoday Small Finance Bank Working Days & Saturday Timings
- Monday to Friday: Open from 10:00 AM to 4:00 PM
Saturday:
- Branches are closed on 2nd and 4th Saturdays
- On 1st, 3rd, and 5th Saturdays, most branches operate with regular timing
Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays, depending on location.
ATM and Digital Banking Availability
Even when physical branches are closed:
- Suryoday Small Finance Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, bill payments, and service requests at any time
This reduces the need for branch visits for routine transactions.
Practical Tips Before Visiting a Suryoday Small Finance Bank Branch
- Treat 10:00 AM as the real start of banking services
- Complete cash-related work before 3:00 PM
- Avoid late afternoons for paperwork-heavy tasks
- Confirm Saturday working status if visiting on a weekend
Knowing Suryoday Small Finance Bank’s timings ensures your branch visit is quick, efficient, and stress-free — exactly what a modern banking experience should feel like.
