Andhra Bank Timings – Opening, Closing & Lunch Time

Andhra Bank, a prominent public sector bank, was merged with Union Bank of India in April 2020 as part of the Government of India’s banking consolidation program. While it now operates under the Union Bank of India banner, many customers and branches continue to be popularly referred to as Andhra Bank.

Whether you’re an old Andhra Bank customer or a new account holder at Union Bank of India, it’s essential to know the bank branch timings for services like cash deposits, withdrawals, cheque clearance, loan assistance, and other in-person banking needs.

Here’s a detailed guide to the Andhra Bank (now Union Bank of India) timings, including opening and closing hours, lunch breaks, and weekend schedules.

Andhra Bank

Andhra Bank Opening and Closing Timings

Post-merger, all Andhra Bank branches follow the Union Bank of India’s standard working hours. However, slight differences in timings may exist depending on the branch’s location (metro, urban, semi-urban, or rural).

  • Opening Time: Most branches open at 10:00 AM on working days.
  • Closing Time: Branches generally close at 4:00 PM.

During these hours, customers can carry out essential banking services such as deposits, withdrawals, cheque clearance, passbook updates, loan consultations, and other over-the-counter transactions.

Pro Tip: To avoid long queues or delays, it’s best to visit the bank early in the day, especially for services that require approvals or document verification.

Andhra Bank Lunch Time

To provide uninterrupted customer service, Andhra Bank (now Union Bank of India) follows a staggered lunch break policy. This means not all staff go for lunch at the same time, ensuring that basic services remain available.

  • Lunch Break Timing: Generally between 1:00 PM and 2:00 PM.

Although branches remain open during this period, some counters may be slower due to reduced staff availability.

Andhra Bank Timings on Saturdays

Like most banks in India, Andhra Bank (now Union Bank of India) adheres to the RBI’s five-day banking week policy. Customers should be mindful of the weekend schedule to avoid visiting on non-working days.

  • 1st, 3rd, and 5th Saturdays: Branches remain open during regular working hours (10:00 AM to 4:00 PM).
  • 2nd and 4th Saturdays: Branches remain closed.
  • Sundays: All branches remain closed.

This schedule allows customers to plan their weekend banking needs efficiently and avoid unnecessary trips on non-working days.

Andhra Bank Holiday Schedule

Andhra Bank branches remain closed on:

  • National Holidays: Such as Republic Day (26th January), Independence Day (15th August), and Gandhi Jayanti (2nd October).
  • State-Specific Holidays: Regional festivals and public holidays declared by state governments.
  • Weekly Holidays: All Sundays and the 2nd and 4th Saturdays of each month.

For urgent banking needs outside working hours or during holidays, customers can use Union Bank of India’s digital platforms, such as Internet Banking, Mobile Banking App, ATMs, and UPI services, which are available 24×7.

Final Thoughts

Knowing the Andhra Bank timings (now aligned with Union Bank of India) helps customers save time and plan their branch visits effectively. Whether you need to deposit or withdraw cash, clear cheques, or apply for a loan, arriving during official working hours ensures smooth service.

For day-to-day needs like fund transfers, bill payments, and account inquiries, customers can rely on Union Bank of India’s robust and secure digital banking platforms, which operate round the clock.

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