Axis Bank, one of India’s largest private sector banks, operates over 4,500 branches across the country. Whether you’re visiting for a savings account update, loan consultation, or business transaction, knowing Axis Bank’s working hours helps you plan your visit efficiently. Although timings may differ slightly across regions, most branches follow a standardized schedule for customer convenience.
Axis Bank Opening and Closing Timings
Axis Bank branches typically operate from Monday to Friday and on the 1st, 3rd, and 5th Saturdays of every month.
| Day | Opening Time | Closing Time |
| Monday to Friday | 9:30 a.m. | 3:30 p.m. |
| 1st, 3rd & 5th Saturday | 9:30 a.m. | 3:30 p.m. |
| 2nd & 4th Saturday | Closed | — |
| Sunday & Public Holidays | Closed | — |
Most branches open by 9:30 a.m. for customers and continue operations until 3:30 p.m., though staff may work beyond these hours to complete end-of-day settlements. In metro and urban centers, some branches may extend customer service up to 4:00 p.m., depending on the local workload and branch policy.
Axis Bank Lunch Time
The lunch break at Axis Bank is generally between 1:00 p.m. and 2:00 p.m.
However, unlike smaller financial institutions, Axis Bank uses a staggered lunch system, ensuring that customers continue to receive service during this period. While one group of staff goes for lunch, others remain at the counters, meaning banking operations do not stop entirely.
That said, certain specific services — such as locker access or account-related discussions — may experience slight delays if the concerned officer is on break. To avoid waiting, it’s best to visit the bank before 1:00 p.m. or after 2:15 p.m. for quick service.
Customer Transaction Hours
- Cash Deposits and Withdrawals: Usually accepted till 3:00 p.m.
- Cheque Deposits: Up to 3:30 p.m., subject to local clearing house timings.
- NEFT & RTGS Transactions:
- NEFT is available 24×7 online, but for branch-based requests, it’s processed up to 3:30 p.m.
- RTGS through branches is typically available from 7:00 a.m. to 5:45 p.m. as per RBI rules.
- Locker Facility: Available during standard working hours (closed on holidays and non-working Saturdays).
Saturday Banking Schedule
Axis Bank follows the RBI’s alternate Saturday policy, meaning:
- Open on 1st, 3rd, and 5th Saturdays
- Closed on 2nd and 4th Saturdays, as well as Sundays and national holidays
Therefore, if you plan to handle large transactions or visit for account opening or KYC services, ensure it’s not on a non-working Saturday.
Tips for Customers
- Visit early: The best time is between 9:30 a.m. and 12:30 p.m. when staff and systems are fully operational.
- Avoid lunch hours: Though service continues, processing might be slightly slower.
- Check your branch’s local timings: Certain rural or semi-urban branches might follow a 10:00 a.m. to 4:00 p.m. schedule.
- Use digital channels: Axis Bank Internet Banking, Axis Mobile App, and UPI services are operational 24×7, even on weekends and holidays.
Conclusion
In summary, most Axis Bank branches operate from 9:30 a.m. to 3:30 p.m., with a lunch break between 1:00 p.m. and 2:00 p.m. Banking services are available on weekdays and alternate Saturdays, while 2nd & 4th Saturdays, Sundays, and holidays remain non-working days. For smooth banking, plan your visit around these timings — and for faster, anytime access, consider Axis Bank’s robust digital platforms.
