If you live in the Western or northern part of the country, you must not have heard of Bandhan Bank’s name before, and we get it. The expansion of this private sector bank is still going on at a good pace, but so far, they only have more than 1700+ branches across the country. Still, it is considered a decent-sized bank since it serves more than 34 million customers in India. Today though, we’re here specifically to take a good look at how well this bank is doing financially, and we’ll be doing that by taking a good look at the market cap and net worth numbers as of 2025. Here we go then.
| Detail | Information |
| Establishment year | 2015 |
| Headquarters | Kolkata, West Bengal, India |
| Total branches (31 Mar 2025) | 1,715 (plus 4,594 banking units) |
| Market capitalisation (10 June 2025) | ₹ 29,226 crore |
| Net worth/shareholder funds (31 Mar 2025) | ₹ 24,610 crore |
| Total revenue in FY 2024 | ₹ 12,490 crore |
Bandhan Bank’s Net Worth
The first thing is net worth is just what the bank really owns. Like, really REALLY owns! This just includes money invested by some people to start the bank, additional money put in by shareholders for new shares, retained profits, and some statutory reserves. Never ever consider the depositors’ deposits in their accounts as a liability, which means money that belongs to them, not the bank.
As of March 31, 2025, Bandhan has net shareholder funds amounting to ₹246.1 billion. That is a very nice jump, a growth rate of about 14% over last year. Interestingly enough, though, the capital was raised mainly via retained profits of ₹27.5 billion, with a fraction coming from employee stock options, and a rather nice thing in that regard is that no fresh issue of shares was required.
Market Cap Of Bandhan Bank
So, let’s get down to market capitalization, which is just a fancier way of saying how much the stock market thinks the bank is worth in real time, actually! It’s very, very straightforward: simply multiply the price of one single share by the total shares available in the market. Since the prices fluctuate day in and day out, so will the market capitalization. On June 10, 2025, Bandhan shares were quoted at ₹181.05 on the National Stock Exchange, thus making an approximate market cap of ₹292 billion, or ₹29,226 crore.
Relative to the net worth just discussed above, the market considers Bandhan Bank to be worth approximately 1.2 times its fair value. Is that bad? Not quite, actually! If anything, it is a little lower than what relatively bigger banks get. So that brings us to analyze the reason for this valuation next.
What’s Next for Bandhan Bank?
We or nobody can say for sure, but still, if you look at the actions taken by this bank and how well off it is in the banking scene of the country right now, well, it seems like the future outlook is kinda promising here. More low-cost deposits with savings accounts putting in 34% deposit, restoration in loss of loans below 2% of loans, and expansion in western and northern India, these are a little scheme of things to really look at. And, they are already into shelling out great performances! The profits of the last quarter were ₹318 crore, about four times of that in the previous quarter, because they set aside less money for loan losses.
Bankers are of the opinion that profits may continue to grow while small loans stay steady and the new stuff involving housing and small-business loans come into play. But there is a risk that if rural folks have difficulty in making money, loan payments could become harder, and bad loans could again creep their way to the limelight.
