Bank of India (BOI) is one of the leading public sector banks in India, serving millions of customers through its vast network of branches and digital banking services. For customers who prefer visiting a branch for transactions such as cash deposits, withdrawals, account opening, or loan enquiries, it is important to know the Bank of India timings, including the opening and closing hours, as well as the lunch break schedule. This ensures hassle-free banking and saves valuable time.
In this article, we provide a comprehensive guide to BOI’s branch timings on weekdays, weekends, and holidays, along with details about lunch hours.
BOI Opening and Closing Timings
The Bank of India’s branch timings follow standard banking hours set by the Reserve Bank of India (RBI), although slight variations may occur based on the branch’s location (metro, urban, semi-urban, or rural areas).
- Opening Time: Most BOI branches open at 9:45 AM on working days.
- Closing Time: Branches usually close at 4:45 PM.
Customers can visit the branch for in-person services such as cash deposits, withdrawals, cheque clearance, demand draft issuance, and more during these hours.
Note: It is advisable to check with your local BOI branch as timings may vary slightly due to regional practices or state-specific holidays.
BOI Lunch Time
Bank of India branches generally follow a staggered lunch schedule. This means that all staff members do not go for lunch at the same time, ensuring that the banking counter remains functional for customers throughout the day.
- Lunch Break Timing: Usually between 1:30 PM and 2:30 PM.
While customers can continue to visit the branch during lunch hours, some services may be slightly delayed as a limited number of staff members are available at the counters.
BOI Timings on Saturdays
Bank of India follows the RBI’s five-day banking week policy, which came into effect in 2015.
- 1st, 3rd, and 5th Saturdays: BOI branches operate as usual from 9:45 AM to 4:45 PM.
- 2nd and 4th Saturdays: All branches remain closed.
- Sundays: Branches remain closed.
This schedule helps customers plan their banking visits accordingly and avoid unnecessary trips on closed days.
BOI Holiday Schedule
BOI branches remain closed on:
- National holidays: Such as Republic Day, Independence Day, and Gandhi Jayanti.
- State-specific holidays: Such as regional festivals or important local events.
- Sundays and 2nd & 4th Saturdays.
For urgent transactions on holidays or outside branch timings, customers can use BOI’s digital channels like BOI Mobile Banking, Internet Banking, ATMs, and UPI services, which are available 24×7.
Final Thoughts
Knowing the exact Bank of India timings can save customers time and ensure smooth banking experiences. Whether you need to deposit cash, update passbooks, or discuss loans, visiting the branch during official working hours helps avoid delays.
However, for routine transactions like fund transfers, balance checks, and utility bill payments, BOI’s digital platforms offer the convenience of banking anytime, anywhere. Staying informed about branch hours and leveraging online services can make your banking experience with BOI seamless and efficient.
