India’s banking scene is way older than you think, like some of the private sector banks actually started in the early 1900s, and even before that. And these are some of the names that are still reliable and going great in the banking scene of the current time in the country. Take City Union Bank, for example like, it is a bank that was set up back in 1904, and after a century, this bank is doing pretty great in 2025 as well. Though compared to all the other big private bank names, it isn’t that prominent, but still, the City Union Bank is really well off in the country right now. And the evidence of that can be seen in the balance sheet of the bank, and today, we’re here precisely to look at the City Union Bank net worth and market cap numbers as of 2025. Here we go then.
| Detail | Information |
| Establishment Year | 1904 |
| Headquarters | Kumbakonam, Tamil Nadu, India |
| Total Branches | 875 |
| Market Capitalisation | ₹15,050 crore (as of June 11, 2025) |
| Net Worth (Tier I Capital) | ₹9,466.62 crore (as of June 2025) |
| Total Revenue 2024 | ₹3,619 crore (FY 2023-24) |
City Union Bank’s Net Worth
Okay, let’s talk about what “net worth” means for a bank such as City Union Bank. Landed to literally means the money that belongs to the owners of the bank, after deducting whatever is owed to others. Straightforward stuff right there that is! City Union Bank calls this the shareholders’ funds or sometimes Tier I capital. Think of it as capital invested initially by the shareholders, plus retained earnings, along with some money put out there as reserves, just in case.
Talking about the real number well and the latest one, well, by June 2025, the net worth of City Union Bank stood at around ₹9,466.62 crore. This was such a strong sum because the bank registered steady profits after writing loans off as bad and keeping to the rules (of Basel III) that require banks to keep a minimum amount of money ready for safety.
City Union Bank’s Market Cap
Now, let’s come under the concept that is known as market capitalization. An elaborate way to say it is: Just how much shares of the banks are worth in the stock market. So, take the present price per share and multiply it by the total number of shares being issued. On 11 June 2025, for instance, City Union Bank shares were trading for about ₹203, placing its market capitalization around ₹15,050 crore.
Why would this number then matter? Well, investors look at this number to get a sense of how much the market thinks the bank is worth as per its future profits, to some extent, or growth advantage. More people putting money in the bank, loans for small businesses, and better online banking have kept the number healthy.
Future Outlook For City Union Bank
So now, let us catch up on what CUB is up to today. Stay with us until April 2025 when they release a really cool, unique, all-in-one mobile banking app with a multilingual-speaking chatbot, enabling the opening of accounts, transfer of money, or application for a loan right through mobile phones in whichever language suits you. The demand is there for them to get loads of users from smaller towns and villages.
If we talk about the flip side of the story here, well, they are being careful about loans that may not get repaid. By March 2025, 799 borrower accounts worth approximately ₹689 crore had been settled and provisions created for any loss. That right there, in our opinion, is a great and smart way to protect their financial standpoint and make sure that these unexpected things don’t cause as much damage as they could if the bank isn’t careful enough.
