CSB Bank, or as it was previously known as the Catholic Syrian Bank Limited, is a decently sized (though considered a small bank by many) private sector bank that is pretty famous in the southern part of the country. But do not think like it is some new player in the game, nah, it actually has been at it since 1920. And if you’re someone into banks, the banking scene of the country in general and how these banks perform in India, then you must be interested in knowing CSB Bank’s net worth and market cap as of 2025, right? Well, that’s what we’re up to, so let’s just get to it.
| Detail | Information |
| Establishment Year | 1920 |
| Headquarters | Thrissur, Kerala, India |
| Total Branches | 832 |
| Market Capitalisation (Jun 10, 2025) | ₹6,741.66 crore |
| Net Worth (Mar 31, 2024) | ₹4,497.73 crore |
| Total Revenue (FY 2023–24) | ₹3,511.83 crore |
CSB Bank’s Net Worth
Net worth, simply put, is the value that an owner has for themselves in the business after meeting all their liabilities. This figure is recorded under shareholders’ funds in the balance sheet for CSB Bank. So, basically, it is money contributed by the public by way of shares and the accumulated profits earned by the bank over the years. As of March 31, 2024, the net worth for CSB Bank stood at approximately ₹4,497.73 crore. In the case of this bank, well, that number right there is kinda mind-boggling.
Generation of steady profits, tight lending to avoid cases of bad loans, and retaining at least some of these earnings instead of distributing all as dividends: the means by which they got this far. One thing we should appreciate here is that net worth is the bank’s own value, not what the outside world thinks of it. That would be market cap, which will be our next topic of discussion.
Market Cap of CSB Bank
So, market cap or, as the more formal term has it, market capitalization, is really what investors view as worth, or price, of CSB Bank. Very simple: price of one share multiplied by the total number of shares. On the 10th of June 2025, CSB Bank’s shares looked to be valued at approximately ₹388 per share. The resulting market capitalization, therefore, is about ₹6,742 crore.
Pretty hefty amount that is right there, and this number shows how everybody puts trust in the bank. That is because CSB Bank has been steady, building profits, keeping some amount of additional money aside, and growing in unique yet kinda new domains like online banking and loans for small businesses. Oh yes, they also have fewer bad loans, those are loans that people simply are not repaying, when compared to other banks, making investors happy.
What’s Coming Up for CSB Bank?
Now, as far as determining the path of CSB Bank, a couple of brilliant initiatives are underway to keep the momentum going, going great actually!. By March 2025, deposits, which are money people keep in the bank, went up a whopping 25 percent to reach ₹36,861 crore. Loans lent out to the people saw a jump of almost 30 percent to ₹31,507 crore. While on the other hand, it also made profits worth ₹594 crore, up from ₹567 crore the year before, all while keeping its safety net well intact with a capital ratio of above 22 percent.
Going ahead, it is pretty certain by this point that CSB Bank has some great plans in the pipeline. They’re at this point are setting up online banking services to provide convenience to the customers. We will open more branches in small towns and in rural areas, also focusing big time on lending to small and medium businesses.
