Why Settling a Loan for a Discounted Amount Will Ruin Your CIBIL Score for Seven Years
The bank agent calls you on a Tuesday afternoon. You owe ₹3 lakh on a personal loan that has been…
Category: Finance
How to Request a Repayment Holiday from an Indian Bank if You Suddenly Lose Your Job
It happens without warning. One Monday morning you walk into office, and by evening you are walking out with a…
The Complete Paperwork Guide for Changing a Child’s Minor Demat Account to a Major Account
The day your child turns 18 is a proud moment for any parent. The school years are over, college begins,…
How to Use the Voluntary Provident Fund to Save More Tax When Your 80C Limit is Full
For many salaried employees in India, the ₹1.5 lakh limit under Section 80C gets exhausted very quickly. EPF deductions, life…
How Hidden Annual Charges on “Lifetime Free” Credit Cards Suddenly Appear After the First Year
Suresh was thrilled when the bank executive called him with a “Lifetime Free Credit Card” offer. No annual fee. No…
Handling State Bank of India ATM Digital Rupee Withdrawal Errors
India’s banking sector is entering a new digital era with the introduction of the Central Bank Digital Currency (CBDC), commonly…
IPO Trends vs Earnings Reports: What Moves the Market More?
The Indian stock market is prone to several triggers, among them the two closely monitored by the market participants, including…
What Is a Systematic Investment Plan?
A Systematic Investment Plan (SIP) allows investors to contribute fixed amounts regularly into mutual funds, typically monthly, through mutual funds.…
How Global Markets Set the Tone for Indian Indices?
The World Does Not Sleep and Neither Do Markets When individuals in India get up and their phones show them…
How Equity Mutual Funds Can Help Investors Beat Inflation Over Time
Prices typically rise over time, which means your savings also need to grow to maintain their value. If your savings…