If you still hear people say Haryana Gramin Bank, they’re not wrong—but they’re using the old name. The bank now officially operates as Sarva Haryana Gramin Bank (SHGB) after a merger, with Punjab National Bank as its sponsor and Rohtak as its headquarters. The services remain familiar, but the structure and timings are now fully standardised across the state.
For farmers using KCC limits, pensioners, SHGs, and small traders, branch banking remains essential. That makes knowing the exact working hours, cash cut-offs, and lunch slowdown more important than ever—especially in 2026, when timing discipline is strictly enforced.
Sarva Haryana Gramin Bank Opening Time
Most SHGB branches start customer-facing services at 10:00 AM on working days.
Staff arrive earlier for internal preparation, but cash counters, service desks, and transaction systems go live at 10:00 AM. Customers reaching before that time are generally asked to wait.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully functional and crowd pressure is lower.
Sarva Haryana Gramin Bank Closing Time & Branch Hours
SHGB follows a clear separation between customer hours and internal branch work:
- Public business hours: 10:00 AM to 4:00 PM
- Branch working hours: Extend up to 4:45 PM
Customer entry stops at 4:00 PM sharp. After that, staff handle reconciliation and “day-end” system syncing, which usually begins right at 4:00 PM.
To avoid issues, it’s best to enter the branch by 3:30 PM, especially for paperwork or approvals.
Sarva Haryana Gramin Bank Cash Transaction Timings
Cash services follow a strict cut-off.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though public business continues until 4:00 PM, cash counters usually stop after 3:30 PM to allow time for balancing and compliance.
If your visit involves cash, plan to arrive before 3:00 PM.
Sarva Haryana Gramin Bank Lunch Time Practice (2026)
Branches do not close fully for lunch, but SHGB now follows an earlier staggered lunch window:
- Common lunch slowdown: 1:00 PM to 2:00 PM
This shift ensures full staff strength for the heavy afternoon rush before the 3:30 PM cash cut-off. During this window:
- Fewer counters may be active
- Some officers may be temporarily unavailable
- Loan processing or new account work may slow
Basic cash and enquiry services usually continue.
Sarva Haryana Gramin Bank Working Days & Saturday Timings
- Monday to Friday: Public business from 10:00 AM to 4:00 PM
- Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with normal timings
- Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays.
ATM and Digital Banking Availability
Even when branches are closed:
- SHGB ATMs operate 24×7, subject to cash availability
- Mobile and internet banking support balance checks, transfers, and basic requests
These options reduce the need for frequent branch visits.
Plan Smart, Avoid the Rush
Remember this simple rule: 10:00 AM start, 3:30 PM cash deadline, 4:00 PM entry stop, and 1:00–2:00 PM as the slower hour.
Haryana Gramin Bank may have a new name, but Sarva Haryana Gramin Bank runs on a tight, predictable clock. Plan around it, and your branch visit will be quicker, calmer, and done in one go.
