IDBI Bank Net Worth & Market Cap

If you check out the list of the biggest banks in India, you’ll see that IDBI Bank has barely made it to that list in the 10th position as the overall largest bank in the country. And sure enough, when it comes to the private sector banks only, well, it is actually the 4th largest private sector bank by market cap size. All these facts really indicate that IDBI Bank is doing phenomenally well in the banking scene of the country. And if you think otherwise, well, we’d like to share with you the IDBI Bank Net Worth & Market Cap numbers as of 2025. Consider these, and you’ll realize what we’re saying, so here we go.

Net Worth of IDBI Bank

First things first, let’s generally define net worth for a bank such as IDBI. These funds pay shareholders; hence, one could say that net worth for a bank is just the total value belonging to the shareholders, or shareholders’ funds, as we usually call it. Net worth is easy enough to comprehend for sale of shares plus shareholders’ funds other than shares, usually reserves and surplus. Capital raised by the bank from the sale of shares is called share capital. The excess amount saved by the bank from its profits over the years is called reserves and surplus. Shareholders’ funds of the IDBI Bank were a huge amount of ₹ 60,251.01 crore by March 2025. Yes, that’s the net worth right there.

It is that number which has gone up because the banking entity has lately been making more money, and sometimes they get a little extra so that they can pass some banking regulations.

IDBI Bank’s Market Cap

Next comes the term of market capitalisation, or simply the market cap. This is just an easy way of determining how much the populace thinks IDBI Bank is worth. Take one share price and multiply it with the number of shares with the bank. Bang, that’s it! On 11 June 2025, IDBI Bank had a gigantic market cap of ₹1,07,610 crores. Why does it seem so huge? Well, a couple of things are in the works.

Since the bank has been managing its funds much more profitably than before, people are excited about the opportunity for the government to undertake the sale of a good portion of the bank, while those not-so-good loans could be going into decline. When people think the bank is doing well and will have good opportunities for growth, they will be happy to pay anything above that for the shares, and hence, the market cap takes a hike.

What’s Coming Up for IDBI Bank?

Going forward, a lot of really big things are going to unfold in IDBI Bank, drumming up much curiosity. The Government of India is planning to sell a major stake in the bank, and that’s hugely important. DIPAM officials are running due diligence on the potential bidders, with the word on the street being that Emirates NBD of Dubai is one of the favorites.

They are talking about spending $6 to $7 billion in buying around 61 percent stake in the IDBI Bank, which would effectively make them in charge. The formal process for the sale is supposed to kick off somewhere in June or July 2025. If it comes to fruition, the government could get ₹50,000 to 60,000 crores, much higher than what the shares used to be valued at before.