Indian Bank, one of India’s oldest and most trusted public sector banks, provides a wide range of financial services — from savings accounts and loans to digital and business banking. While digital banking has made transactions easier, many customers still rely on branch visits for important banking needs. Knowing the Indian Bank timings, including its opening, closing, and lunch hours, helps customers plan their visits efficiently.
Indian Bank Opening and Closing Timings
Indian Bank operates on all working days from Monday to Friday and on 1st, 3rd, and 5th Saturdays of every month. The bank follows the RBI’s alternate Saturday policy, where 2nd and 4th Saturdays remain closed.
| Day | Opening Time | Closing Time |
| Monday to Friday | 10:00 a.m. | 4:00 p.m. |
| 1st, 3rd & 5th Saturday | 10:00 a.m. | 4:00 p.m. |
| 2nd & 4th Saturday | Closed | — |
| Sunday & Public Holidays | Closed | — |
Most Indian Bank branches open at 10:00 a.m. and close at 4:00 p.m., though timings may vary slightly depending on the branch location and regional zone. In metro areas, some branches may extend their services up to 4:30 p.m.
The cash transaction counters generally function till 3:30 p.m., while non-cash services such as document verification, account inquiries, and loan assistance are available till closing hours.
Indian Bank Lunch Time
Indian Bank observes a lunch break between 1:00 p.m. and 2:00 p.m. However, to ensure customer convenience, most branches follow a staggered lunch system. This means all staff members do not go for lunch at the same time, allowing at least one counter to remain open for continuous customer service.
Customers can still visit the branch during this period, but service speed may be slower as some employees may be away from their desks. For quicker assistance, it’s best to visit before 1:00 p.m. or after 2:00 p.m.
Indian Bank Working Hours on Saturdays
Like other public sector banks, Indian Bank follows the alternate Saturday schedule as per RBI guidelines:
- 1st, 3rd & 5th Saturdays: Open from 10:00 a.m. to 4:00 p.m.
- 2nd & 4th Saturdays: Bank remains closed
- Sundays and public holidays: All branches remain closed
Even when branches are closed, customers can access banking services through Indian Bank’s digital platforms such as IndOASIS Mobile App, Internet Banking, ATMs, and UPI for 24×7 transactions.
Key Services During Working Hours
Below are some key services and their availability within working hours:
- Cash Deposit/Withdrawal: Up to 3:30 p.m.
- Cheque Deposit/Clearing: Up to 3:00 p.m. (as per RBI clearing time)
- Account Opening & Loan Processing: Till 4:00 p.m.
- Locker Access: Available during branch working hours
Digital services like NEFT, RTGS, IMPS, and UPI are available round the clock through the bank’s digital platforms.
Customer Tips
- The best time to visit Indian Bank is between 10:00 a.m. and 12:30 p.m. to avoid queues.
- Avoid visiting during lunch hours (1:00 p.m.–2:00 p.m.) for faster service.
- Confirm timings before visiting your nearest branch, as hours may vary slightly by city or region.
- Prefer online banking services for quick transactions and bill payments.
Conclusion
In summary, Indian Bank operates from 10:00 a.m. to 4:00 p.m., Monday to Friday, and on 1st, 3rd, and 5th Saturdays, with a lunch break between 1:00 p.m. and 2:00 p.m. The bank remains closed on 2nd & 4th Saturdays, Sundays, and public holidays.
By planning your visit according to these timings or using the bank’s digital platforms, you can enjoy seamless and hassle-free banking services with Indian Bank.
