If you look at the list of the largest banks in India by market cap size, well, Indian Overseas Bank is actually the 9th largest overall bank and the 5th largest public sector bank in that regard. It first started out in the southern part of the country, but now, it is a top bank with thousands of branches across India, serving about 41 active customers. Since you’re here looking for the Indian Overseas Bank (IOB) Net Worth & Market Cap 2025, that means you’re more interested in the financial numbers, maybe for general purposes or maybe you want to invest. So, let’s just get to that right away.
| Detail | Value |
| Establishment Year | 1937 |
| Headquarters | Chennai, Tamil Nadu |
| Total Branches (Mar 2024) | 3,236 |
| Market Capitalisation (May 5, 2025) | ₹72,501.49 crore |
| Net Worth (Mar 26, 2025) | ₹32,540.92 crore |
| Total Revenue (FY 2023–24) | ₹24,065.67 crore |
Net Worth of Indian Overseas Bank
If you look at the net worth number in the case of a bank, well, it is not all simple. There are a lot of factors that contribute to it, and mainly, when we’re talking about the net worth of a bank, we’re actually referring to the actual value that belongs to its shareholders, you know, after clearing all those dues and all those liabilities.
In the context of Indian Overseas Bank, you see, the net worth stands at about ₹32,540.92 crore after doing all the calculations. And the reason for this huge of a number for this bank is the net profit it has maintained over the years. Like, by March 2025, we saw that IOB’s net profit jumped by 27.38%, which is a direct boost to its net worth.
Market Capitalisation of Indian Overseas Bank
When looking forward to investing in a company or a bank (in this case), well, most of the investors look at the market cap number, though, in our opinion, that alone is not enough all the time. But still, if you look at the market cap of a company/bank, it is a good indicator of how well it is doing. On top of that as well, market capitalisation is much easier to understand as well as calculate because all you need to do is just multiply its total number of shares by the current share price. That’s all.
So, if you do the calculation for Indian Overseas Bank, then you’ll see that the market cap for this bank is about ₹72,501.49 crore as of 5th April 2025.
Future Outlook
In the last few years or so, we’re seeing that more and more banks are working towards keeping their loan book clean and controlling the bad loan factor. And sure enough, Indian Overseas Bank is on the same path. Because of that, we have already seen that 30% increase in the net profits, but other than that, we saw its total business (meaning its total loans and deposits) go to new heights as well, like, it had gone up to ₹4,94,209 crore in the financial year 2023-24.
