Can you even believe that there is a bank in India that was started by a king of a princely state in India? Yes, we’re talking about the Jammu & Kashmir Bank that was started by Maharaja Hari Singh back in 1938. This bank has been functional in the country ever since, like it has been for decades, and sure enough, with time, the bank has evolved quite a lot. And in 2025, it will also be updated with the latest tech and all that. Today, though, we’re taking a good look at how this bank has been offering its customers top-notch services like the bank balance check using the SMS service and the missed call enquiry method. Here we go then.
How To Check Your Balance With a Toll-Free Number?
Well, you can always call the J&K Bank toll-free number to check your balance. Pretty simple, isn’t it? But if you want to know how this actually works, don’t worry; we will super simplify it for you.
All you need to do is take your handset and dial 1800 890 2122. The cherry on the cake: Nonchargeable toll-free fourth-dimension zonal call. The other side will ask for personal details to confirm your identity. Nothing too elaborate, just something to keep your account secure. Upon verification, the customer care executive will read out your current account balance to you forthwith. That is all.
Note: Just one thing to remember: make sure you call from a number you can have easy access to, and keep at hand whatever account details you might need to make a speedy call.
How To Use Missed Call Balance Enquiry?
J&K Bank offers missed call service if you are not up to talking to anyone. It is very easy and quick, made for the customer always on the go. This is the way: How do you get your balance? Here:
- From your registered number (with your current J&K Bank account), just give a missed call to 1800 1800 234.
- You do not have to wait for an answering voice.
- After just a couple of seconds, that very call will be disconnected automatically, and that is pretty much it. Then you’ll get an SMS: your balance will be shown there.
Bear this in mind: This step is possible only when the mobile number is associated with your bank account. If this is not the case, the account holder may have to visit the bank and complete this process.
Other Cool Ways To Check Your J&K Bank Account Balance
- WhatsApp Balance Check: Want to check your balance while chatting? Send a simple greeting message, “Hi,” on WhatsApp to +91 9906663937, and get your balance details right in the chat.
- Internet Banking: If you are an online person, go ahead and visit J&K Bank’s Internet Banking portal. Log in with your credentials, and once done, click on the “Account Summary” option. Your balance will be there before you.
- JK Bank mPAY App: Letting the app lovers install JK Bank mPAY. Once logged in, check the balance, mini statement, and a lot more right through your phone.
- UPI Apps: Having the luxury of some UPI apps like Google Pay or PhonePe? Just open, check the balance, enter UPI PIN, and there you go.
- ATM Visit: Old school? Fine. Any ATM will be just fine: insert your J&K Bank card, enter the PIN, select balance enquiry, and your balance appears on screen within a matter of seconds.
Balance enquiry by means of these options will give you the full picture of your account, which is sometimes very much needed in keeping track of your funds or making decisions on what to do next.
