Kotak Mahindra Bank may quite literally be the only bank that started out in the 21st century and went on to become one of the largest banks in India by 2025. Like, it is actually the 4th largest overall bank in India by market cap size, so yes, that should tell you something. Looking at this fact alone, you must feel kinda confident that this bank is already doing super well financially, but for some reason, if you still have doubts, we’ll advise you to check out the recent or latest balance sheet of this bank and you’ll realize yourself. Today, though, we’re here specifically to talk about Kotak Mahindra Bank’s net worth and market cap numbers as of 2025. So, let’s just get to it then.
| Detail | Information |
| Establishment Year | 2003 |
| Headquarters | Mumbai, Maharashtra, India |
| Total Branches | 1,869 |
| Market Capitalisation | INR 4.25 trillion (9th June 2025) |
| Net Worth | ₹ 117,239.89 Cr |
| Total Revenue (2024) | ₹94,274 crore (FY 2023–24) |
Kotak Mahindra Bank Net Worth
Now comes the part about the net worth, that is to say, the valuation on paper. This figure is the result of tallying up all of the assets the bank possesses, including loans, investments, and cash, and then subtracting whatever it is liable for, such as people’s deposits in savings accounts or loan money. Kotak Mahindra Bank had a net worth of ₹ 117,239.89 crore as of March 2024.
This number increases whenever businesses make profits and retain some of that money instead of paying it all as dividends. It will also increase when new shares are sold or their things are revalued. Big net worth acts as a cushion that helps banks remain viable in distress, so it is one of those financial numbers that gives you a pretty good idea of how a bank is doing in the banking scene of the country, and if you’re someone looking forward to invest, this is the number you shouldn’t be skipping past.
Market Cap Of Kotak Mahindra Bank
Market capitalisation is just that one very simple concept: the price of one share multiplied by all shares of the bank, or any company out there for that matter. By June 2025, Kotak Mahindra Bank’s market cap stands at a shocking INR 4.25 trillion. That’s a huge number indicating that stock-buyers believe in Kotak Mahindra Bank wholeheartedly. Why so? Because it has been making steady money for a long while now, and the share price keeps climbing upward. Online banking, in particular, has become quite popular now, which means fresh customers are joining on a daily basis.
That is to say, all is well with the Indian economy; interest rates have come to a sweet spot from where a bank like Kotak can earn good cash from lending. When a bank appears to be doing well with massive plans, people tend to bid prices higher for its shares, adding more weight to the market capitalization.
Future Outlook For Kotak Mahindra Bank
Going ahead, Kotak Mahindra Bank will continue to keep things moving. New branches will be opened to bring in more customers and their wealth, which will allow more loan disbursement. By the way, on the digital side, banks are becoming super easy to access with apps and online tools to save or borrow with ease. As the economy of India is expected to keep growing, more people and firms are expected to want to take loans.
Yet one thing to keep in mind is that lending more can be a problem if some people do not pay back their loans with interest. The bank has to watch out for expenses, such as installing new technology and hiring staff. If the bank continues to keep its loans high value and maintain profits, then its market capitalization and net worth shall continue to rise.
