Well, it is not some latest news because we all already know that Nainital Bank is actually now owned by Bank of Baroda as of 2025. And if you are or were a Nainital Bank customer back in the day, you must have seen that in the headlines. But today, let’s see how well this bank is doing after the acquisition, shall we? For that, we’ll be taking a good look at the Nainital Bank Net Worth & Market Cap numbers as of 2025. Here we go then.
| Detail | Information |
| Establishment Year | 1922 |
| Headquarters | Nainital, Uttarakhand, India |
| Total Branches | 173 |
| Market Capitalisation (2025 est.) | ₹800 crore |
| Net Worth (as of 31 Mar 2024) | ₹776.85 crore |
| Total Revenue (FY 2023–24) | ₹754.92 crore |
Net Worth Of Nainital Bank
Net worth is that fancy term for the money left with the owners of a bank after its bills have been paid. Let me explain it this way: cash from the sale of shares plus any accumulated profit the bank has earned over the years. Nainital Bank’s net worth, as of March 2024, was a strong ₹776.85 crore.
They generated their net worth from about ₹47 crore profit last year, some of which was retained. Having a good net worth is very important because it serves as a cushion in times of adverse situations and also gives a higher lending capacity to the bank for consumers like you.
Nainital Bank Market Cap
In other words, market cap quantifies the entire worth of the company. It is, therefore, simply the price of a share multiplied by the number of shares outstanding. The problem with Nainital Bank is that it is not on the stock markets as yet, so we do not have an exact figure handy. No worries!
In 2024 in May, when the Bank of Baroda sold a part of its stake to the group called Premji Invest, the deal implied a valuation of approximately ₹800 crore for the entire bank. So, that is the valuation big investors think the bank deserves as of now, keeping in mind its steady stream of incoming money and future attempt at growth.
Note: Just one thing to keep in mind, which is super key: this ₹800 crore is just a rough guess since the bank isn’t publicly traded yet. By knowing that, you won’t get confused thinking it’s a set number.
What’s Nainital Bank Planning Next?
On the horizon, aka surface, some enticing projects are lined up for Nainital Bank. Branch expansion is expected to be continued, particularly in chosen small towns and rural pockets in bad need of banking. Along with that, they are into digital initiatives of mobile applications and online account opening to promise wonderful convenience to customers. There is also their intent to extend maximum credit facilities to small businesses and farmers, helping them by providing credit and in the process growing their own business.
Here’s an interesting tidbit: thanks to new investors, Nainital Bank might someday realize its dream of going public, being listed on a stock exchange. If they keep up the good work and generate consistent profits for a few more years, it might well happen.
