In Puducherry, branch banking still matters more than many people realise. From pension payments and DBT credits to SHG accounts, MSME support, and day-to-day cash needs, customers continue to rely on physical branches. Puducherry Grama Bank serves this compact but high-usage region with a disciplined and clearly defined branch schedule.
Because footfall is steady and branches are relatively small, knowing the exact timings—especially cash cut-offs and lunch slowdown— helps you avoid waiting and get your work done in one visit.
Puducherry Grama Bank Opening Time
Most Puducherry Grama Bank branches begin customer-facing services at 10:00 AM on working days.
Staff usually arrive earlier for internal preparation and system checks, but transaction systems, service desks, and cash counters officially go live at 10:00 AM. Customers reaching before this time are generally asked to wait.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully active and queues are lighter.
Puducherry Grama Bank Closing Time
Customer transactions at most branches stop at 4:00 PM.
Although branch staff may remain inside after this time for reconciliation and reporting, public entry is normally not allowed beyond 4:00 PM. In busy branches, entry may be restricted slightly earlier to manage crowd flow.
To avoid inconvenience, it’s best to enter the branch by 3:30 PM, especially for documentation or approval-based services.
Puducherry Grama Bank Cash Transaction Timings
Cash services follow a firm internal cut-off.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though non-cash services continue until 4:00 PM, cash counters usually close at 3:30 PM to allow time for cash balancing and end-of-day compliance.
If your visit involves cash, try to reach the branch before 3:00 PM.
Puducherry Grama Bank Lunch Time Practice
Branches do not shut down completely for lunch, but lunch breaks are taken in a staggered manner.
- Common slowdown window: 1:00 PM to 2:00 PM
During this period:
- Fewer counters may be active
- Some officers may be temporarily unavailable
- Loan processing or new account work may slow
Basic enquiries and essential cash services usually continue. Late morning remains the fastest window.
Puducherry Grama Bank Working Days & Saturday Timings
- Monday to Friday: Open for customer transactions during normal banking hours
- Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with regular timings
- Sunday: All branches remain closed
Branches also observe national and UT-specific bank holidays.
ATM and Digital Banking Availability
Even when branches are closed:
- Puducherry Grama Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, and basic service requests
These channels help reduce dependence on branch visits for routine work.
Plan It Once, Finish It Right
Keep this simple rhythm in mind: 10:00 AM start, 3:30 PM cash deadline, 4:00 PM transaction stop, and 1:00–2:00 PM as the slowest hour.
When you plan around Puducherry Grama Bank’s working pattern, branch visits become quick, predictable, and stress-free—exactly what customers expect in a compact, high-usage banking region.
