Even in the age of mobile apps and digital banking, branch visits still matter — especially when you need to deposit or withdraw cash, submit documents, open accounts, or meet an officer in person. Shivalik Small Finance Bank operates on a predictable schedule, but many customers assume private-sector banks work “anytime.” That’s not the case. Knowing the real opening time, closing time, cash cut-offs, and lunch patterns can save you waiting and repeated trips.
Below is detailed guide to Shivalik Small Finance Bank branch timings.
Shivalik Small Finance Bank Opening Time
Most Shivalik Small Finance Bank branches officially open at 10:00 AM on working days.
In some locations, branch doors may unlock slightly earlier, but full customer service — including cash counters and transaction desks — begins at 10:00 AM once systems are live and staff are ready. If you arrive before this, you may need to wait.
For a smoother experience with shorter queues, plan your visit between 10:00 AM and 11:30 AM.
Shivalik Small Finance Bank Closing Time
The official closing time for Shivalik Small Finance Bank branches is 4:00 PM.
However, this doesn’t mean you can walk in right at 3:59 PM and expect everything to be done. Most branches begin winding down new customer requests closer to 3:30 PM, especially in busier locations.
If your work involves documentation, approvals, or detailed assistance, it’s best to enter the branch by around 3:15–3:30 PM.
Shivalik Small Finance Bank Cash Transaction Timings
Cash services follow a stricter internal cut-off than general branch services.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though the branch remains open until 4:00 PM, cash counters usually stop accepting transactions about 30 minutes before closing. This gives staff time for cash balancing and end-of-day procedures.
If you plan to do cash work, aim to reach the branch before 3:00 PM for a smoother experience.
Shivalik Small Finance Bank Lunch Time Policy
Shivalik Small Finance Bank generally does not close the entire branch for lunch. Lunch breaks are taken in a staggered manner among staff, so basic services continue throughout the day.
Here’s what customers may experience:
- Branch stays open even between 1:00 PM and 2:30 PM
- Slightly slower service during lunch hours
- Some officers may be temporarily unavailable
For faster turnaround, late morning hours remain the most efficient time to visit.
Shivalik Small Finance Bank Working Days & Saturday Timings
Monday to Friday: Open from 10:00 AM to 4:00 PM
Saturday:
- Branches are closed on 2nd and 4th Saturdays
- On 1st, 3rd, and 5th Saturdays, most branches operate with normal timing
Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays, which vary by location.
ATM and Digital Banking Availability
Even when branches are closed:
- Shivalik Small Finance Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, bill payments, and service requests anytime
That means you can handle many day-to-day banking needs without stepping into a branch.
Quick Tips Before You Go
Treat 10:00 AM as the real start of services and finish cash work before 3:30 PM. Avoid late afternoons for paperwork or detailed help, and check Saturday hours before visiting on weekends.
With these timings in mind, your visit to a Shivalik Small Finance Bank branch becomes efficient and stress-free — not a waiting game.
