State Bank of India (SBI), the country’s largest public sector bank, serves millions of customers through more than 22,000 branches across India. Whether it’s cash deposits, withdrawals, or loan-related queries, knowing the exact SBI branch timings helps customers plan their visits efficiently. Although timings may slightly differ by location, most branches follow a standardized schedule set by the bank.
SBI Bank Opening and Closing Timings
SBI branches operate from Monday to Friday and on 1st, 3rd, and 5th Saturdays of every month. The 2nd and 4th Saturdays, along with Sundays and public holidays, are non-working days as per the Reserve Bank of India’s (RBI) guidelines.
| Day | Opening Time | Closing Time |
| Monday to Friday | 10:00 a.m. | 4:00 p.m. |
| 1st, 3rd & 5th Saturday | 10:00 a.m. | 4:00 p.m. |
| 2nd & 4th Saturday | Closed | — |
| Sunday & Public Holidays | Closed | — |
Most SBI branches open at 10:00 a.m. and close at 4:00 p.m., though the exact timings may vary slightly across states and cities. In metro areas like Delhi, Mumbai, and Bengaluru, some branches may operate till 4:30 p.m., depending on customer traffic and internal policies.
SBI Bank Lunch Time
The lunch break at most SBI branches is scheduled between 1:30 p.m. and 2:30 p.m. However, SBI ensures uninterrupted service to customers by following a staggered lunch system. This means all staff members do not go for lunch at the same time, so counters remain open throughout the day.
If you want faster service, it’s best to visit before 1:00 p.m. or after 2:30 p.m., as staff availability may be slightly reduced during the lunch period.
SBI Banking Hours and Services
Within working hours, SBI branches provide a wide range of services, including:
- Cash deposits and withdrawals: Up to 3:30 p.m.
- Cheque deposit and clearing: Accepted up to 3:00 p.m. (depending on clearinghouse timing)
- Locker facility: Available during regular branch working hours
- Account opening, loan applications, and KYC updates: Till 4:00 p.m.
For electronic transactions:
- NEFT (National Electronic Funds Transfer): Available 24×7 through digital platforms, but branch-based NEFT requests are processed till 3:30 p.m.
- RTGS (Real-Time Gross Settlement): Available through branches from 7:00 a.m. to 5:45 p.m., as per RBI regulations.
- ATM & Online Services: Accessible 24×7 for customer convenience.
SBI Saturday Working Hours
As per RBI norms, SBI follows the alternate Saturday working schedule:
- Open: 1st, 3rd & 5th Saturdays (10:00 a.m. – 4:00 p.m.)
- Closed: 2nd & 4th Saturdays, Sundays, and all national holidays
Customers planning large transactions or account services should ensure their visit does not fall on a non-working Saturday.
Tips for SBI Customers
- Ideal visiting hours: Between 10:00 a.m. and 12:30 p.m. for minimal waiting.
- Avoid lunch hours: 1:30 p.m. – 2:30 p.m. may see limited staff availability.
- Check local timings: Some branches in rural or semi-urban areas may open at 9:30 a.m. or close at 3:30 p.m.
- Use digital platforms: SBI’s YONO App, Internet Banking, and ATMs are available round the clock for fund transfers, bill payments, and account management.
Conclusion
In summary, SBI branches generally operate from 10:00 a.m. to 4:00 p.m., Monday to Friday, and on 1st, 3rd, and 5th Saturdays, with a lunch break between 1:30 p.m. and 2:30 p.m. The bank remains closed on 2nd & 4th Saturdays, Sundays, and public holidays. By planning your visit according to these timings—or using SBI’s extensive digital services—you can enjoy smooth and hassle-free banking anytime, anywhere.
