As you can pretty much tell by the name of this Tamilnad Mercantile Bank, yes, it is actually a bank, decently popular in the southern part of the country. For those who may be hearing about it for the very first time, well, it truly is a private sector bank that has been operational since 1921. After so many years now, financially in 2025, this bank seems to be doing somewhat good or decently. Like, if you’re someone looking forward to buying some shares or just investing in this bank, or being a customer, then you should get to know about how well off this bank really is. That’s why we’ll be talking about the Tamilnad Mercantile Bank Net Worth & Market Cap 2025. Here we go.
| Detail | Information |
| Establishment Year | 1921 |
| Headquarters | Thoothukudi, Tamil Nadu, India |
| Total Branches (as of 2024) | 509 |
| Market Capitalisation (9th June 2025) | ₹72.50 billion |
| Net Worth (as on 31 Mar 2024) | ₹9,008.69 crore |
| Total Revenue (FY 2023-24) | ₹5,492.85 crore |
Tamilnad Mercantile Bank’s Net Worth
An immediate and important aspect is to know that when we talk about a bank’s net worth, we mean the money it really has after it has paid out all its liabilities. In the case of Tamilnad Mercantile Bank, this is traditionally called shareholders’ funds or equity, the money which is given by people who invested in shares in the bank, plus profits it has accumulated over time, instead of distributing as dividends. Net worth as on 31st March 2024 stood at ₹9,008.69 crore, a very substantial amount. This is basically the investors’ capital plus the retained earnings with which the bank can hold itself up.
What matters? An extensive net worth acts like a safety net (well, sort of!), which helps the bank get over surprises, such as if some loans don’t get paid back. Then, it means that they are abiding by the stipulations of regulators, and they can grow in a planned fashion.
Market Cap of Tamilnad Mercantile Bank
Coming now to market capitalisation, which is more commonly shortened to “market cap.” This financial number should be carefully considered in the case of this very bank. For now, consider this as being akin to how much the stock market thinks the bank is worth. What is the calculation behind it? The concept is very simple; take the total number of shares of this bank and multiply that very moment-without thinking twice-by the current share price, and you get your answer. The result of this calculation is the market cap for Tamilnad Mercantile Bank. Pretty straightforward! The market of Tamilnad Mercantile Bank was about ₹72.50 billion as of June 9, 2025.
What’s Coming Up for Tamilnad Mercantile Bank?
From the looks of it, well, Tamilnad Mercantile Bank will continue its steady growth in the times ahead. You must be wondering like how we can be so sure of that, right? Well, the thing is, there are some indications, like more people started putting money into deposits and started taking out loans through the bank in the early months of 2024-25, so that speaks of people’s trust in them, an outstanding reflection for a bank.
It appears so that now, as of 2025, they are certainly taking banking to a new level of convenience through digital means. For instance, one can open an account, send money, and pay bills right from their cell phone or computer. In this age in all things going digital, this is a great thing. Moreover, with the Reserve Bank of India maintaining rates as they are, it allows the bank to make good profits on loans and deposits.
