In a hill state like Uttarakhand, banking is closely tied to geography, travel time, and daylight. From pensioners and government-scheme beneficiaries to farmers and small traders, branch banking remains essential across remote and semi-urban areas. Uttarakhand Gramin Bank operates in this challenging terrain with a disciplined and time-bound branch system.
Because many customers travel long distances to reach a branch, knowing the exact opening time, cash cut-off, lunch slowdown, and closing routine can make the difference between a smooth visit and a wasted trip.
Uttarakhand Gramin Bank Opening Time
Most Uttarakhand Gramin Bank branches begin customer-facing services at 10:00 AM on working days.
Staff usually arrive earlier for internal preparation and system checks, but cash counters and transaction desks go live at 10:00 AM. Customers arriving before this time are generally asked to wait.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully active and queues are relatively shorter.
Uttarakhand Gramin Bank Closing Time
Customer transactions at most branches stop at 4:00 PM.
While branch staff may remain inside after this for reconciliation and reporting, public entry is usually not allowed beyond 4:00 PM. In hill and border areas, branches may restrict entry slightly earlier due to security and daylight considerations.
To avoid inconvenience, plan to enter the branch by 3:30 PM, especially for documentation or approval-based services.
Uttarakhand Gramin Bank Cash Transaction Timings
Cash services follow a strict internal cut-off.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though customer services continue until 4:00 PM, cash counters typically close at 3:30 PM. This allows sufficient time for cash balancing and secure end-of-day handling.
If your visit involves cash, try to reach the branch before 3:00 PM.
Uttarakhand Gramin Bank Lunch Time Practice
Branches do not shut down completely for lunch, but lunch breaks are taken in a staggered manner.
- Common slowdown window: 1:00 PM to 2:00 PM
During this period:
- Fewer counters may be active
- Some officers may be temporarily unavailable
- Loan processing or new account work may slow
Essential enquiries and basic cash services usually continue. Late morning remains the fastest window for service.
Uttarakhand Gramin Bank Working Days & Saturday Timings
Monday to Friday: Open for customer transactions during normal banking hours
Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with regular timings
Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays, which can be more frequent in hilly regions.
ATM and Digital Banking Availability
Even when branches are closed:
- Uttarakhand Gramin Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, and basic service requests
These options help reduce the need for repeated branch visits.
Plan Early, Travel Smarter
In Uttarakhand, banking works best when you respect the clock. Treat 10:00 AM as the firm start, 3:30 PM as the cash deadline, 4:00 PM as the transaction stop, and 1:00–2:00 PM as the slowest hour of the day.
Plan around these timings, and Uttarakhand Gramin Bank becomes predictable and efficient—something that matters even more when every trip involves hills and distance.
