For those who know little to nothing about the Dhanlaxmi Bank, well, it is a very old private sector bank right here in India that is doing pretty good in this modern age too. Like, sure, the expansion of this bank didn’t happen like crazy big or fast, but still, financially, it is doing great, and it sure is a big name down south of the country. Today, though, just to give you perspective on how reliable this bank really is, we’re here with some financial numbers, particularly the Dhanlaxmi Bank Net Worth & Market Cap as of 2025. Here we go then.
| Detail | Information |
| Establishment Year | 1927 |
| Headquarters | Thrissur, Kerala, India |
| Total Branches (as of Mar 2024) | 261 |
| Market Capitalisation (Jun 2025) | ₹1,254 crore |
| Net Worth (as of June 2025) | ₹1,395.29 crore |
| Total Revenue (FY 2023-24) | ₹1,489.08 crore |
Dhanlaxmi Bank’s Net Worth
The first doubt to be resolved: Simply stated, net worth would be considered the second little savings jar of the bank after settling all its liabilities. Well, sort of actually! It consists of paid-in capital placed in by its owners during its inception and any other net income retained by the bank over the years, like ever since it has been operating. Dhanlaxmi Bank was massively strengthened in early 2025 by what is called a rights issue. It means that the bank approached its existing shareholders to put in more money, and the money was to the tune of ₹297.5 crore.
In addition to this extra chunk of money, the bank is given an opportunity to abide by the laws set forth by the Reserve Bank of India and also create some cushion for lending without any obstacles whatsoever. Having said that, the tiny profits earned each day during the course of business are accumulated; thus, by March 2024, the total fund, say the net worth of the bank, is expected to reach 1,395.29 crores.
Market Cap Of Dhanlaxmi Bank
Moving on to the matter of market capitalization, it is just a way by which one can find out the stock market valuation of a bank: simply, the price per share is multiplied by the number of shares outstanding. If the investors feel the bank is doing well at growing its business or redeeming bad loans, or even giving new online services, investors would buy more shares with the effect of pushing up the price.
The bank had an around 9.5 percent increase in income during 2023-24 in a year-to-year manner. It also went through rough patches, like getting off special watch lists from regulators, thereby making the investment attractive. That rights issue again is an indication of bank-strengthening; investors love it willingly. The share prices are comfortable at about ₹31 to ₹33, placing a market cap of ₹1,254 crores for the bank.
What’s Next for Dhanlaxmi Bank?
Dhanlaxmi Bank is a case in point about having exciting plans for potential growth down the line. Open more branches, and build a good brand name for digital banking, to make mobile and internet banking accessible for the common man in small towns, are their objectives. The ideas are now being implemented by the new management inducted in 2024. And from the year 2025 onward, the management will be working aggressively in trying to keep the amount of bad loans down to the bare minimum, and investors love that about this bank at the present moment.
Any kind of new money coming into the bank will be a major focus, especially if something like the 2025 rights issue goes forward. But one thing to keep in mind: The central bank’s interest rates can intervene and shake their plans a bit, to be honest.
