Though Kotak Mahindra Bank started a bit late compared to so many private banks out there, but it is now among the largest banks in India, like the 4th largest overall by market cap size. And that only became possible because of how well this bank is doing in the digital space, and mainly, it is their customer service that Kotak Mahindra Bank is known for. Today, though, we’re here specifically to talk about the Kotak Mahindra Bank Bank Balance Check Number, SMS, and Missed Call Enquiry, so you get the idea of how well off this bank is in India.
How To Check Your Balance With a Missed Call?
This is hands-down and quite literally the easiest way to get your account balance!
- First, you need to make a call using your registered phone number with your Kotak Mahindra Bank Account.
- Just dial the toll-free number: 1800 274 0110.
- Letting it ring for two seconds or so, it would disconnect by itself; nobody needs to be spoken to.
- Then very soon, an SMS would be delivered to your mobile giving you the account balance details. Now that is it!
Note: There is one important thing to keep in mind: You must call from the registered mobile number; otherwise, it will not work. Oh, there is also a number for their Insta Balance Service: 1800 270 7300. You may give it a try if you want to check your balance that way.
How To Check Your Balance Using SMS?
No internet? No problem. Checking the balance via SMS banking of Kotak is really simple. Let’s get to the steps.
Here are the steps:
- Open the messaging app and enter BAL in the message field.
- Send it to 9971056767 or 5676788, bearing in mind that you should use your registered cellular number.
- Within 10 seconds, your balance will be sent to you via SMS.
Here are actually more SMS commands you can send to do a whole lot more with SMS Banking:
- Type TXN <last 4 digits of your account> to check your last three transactions.
- Type STMT <last 4 digits> to be sent a statement for three months via email.
That’s just super easy stuff right there. Just make sure you’re sending the SMS from the right number, or else you might not get a response.
Other Ways To Check Your Kotak Mahindra Bank Balance
WhatsApp Banking
For this, first, the customer is required to register by giving a missed call to 9718566655. That’s one thing. Once registered, go to WhatsApp and send a quick “Hi” to the number 022 66006022. Then just type “BAL” and your balance will be delivered into your chat without delay.
Net Banking
Next, well, Kotak net banking is super-simple. Like, just head to their official website at www.kotak.com, log in with your Customer Relationship Number (CRN) and password, and voila, the account balance will stare back at you. Plain and simple!
Mobile Banking App
If apps are your cup of tea, then off you go with the Kotak Mobile Banking app. Download it from your respective app store, log in with your CRN and mobile PIN (mPIN), and the balance will be displayed right on the home screen without any fuss or hassle.
UPI Apps
Are you making payments from apps like Google Pay or PhonePe? These apps also have a balance-checking feature; just open the UPI app, select Check Balance, enter your UPI PIN, and your Kotak account balance will show up.
USSD Code (No Internet Needed)
No internet? Once again, no problem. The USSD option is with Kotak. Dial *99*68# from your registered mobile number and follow all the on-screen instructions to receive your balance SMS in no time. It is perfect when you are offline.
