As the name of this bank pretty much sums it up, well, yes, this South Indian Bank actually is a big name in the banking scene of southern India. And for those who may be hearing about this bank for the first time, well, true, it is a private sector bank that has been doing pretty good lately. Though this is a nearly a century-old bank that was started back in 1929. But in case you’re just interested in knowing how well off this bank is in 2025, we’ll advise you to give a look see to the balance sheet of this bank, most importantly the net worth and market cap numbers. Let’s check out just that.
| Detail | Information |
| Establishment year | 1929 |
| Headquarters | Thrissur, Kerala |
| Total branches | 955 |
| Market capitalisation (2025) | ₹7,971 crore |
| Net worth (March 2025) | ₹10,107.67 crore |
| Total revenue (2024) | ₹10,128.32 crore |
South Indian Bank’s Net Worth
Basically, this is the total cash that belongs to the shareholders who own the bank, as they say. It is somewhat of an exchange for getting shares, and any goodwill developed by the bank since then. Not very hard to understand, actually, or is it? Well, as of March 2025, South Indian Bank’s net worth stands at around ₹10,107.67 crores. To understand it in a much better way, well, that’s a big number, and it comes from a few key pieces. Like:
First off, the amounts paid by shareholders upon the initial purchase of shares. Then you have the portion of profits that the bank held onto rather than paying out as dividends. And then there is some more that comes from stuff like the Rights Issue of 2024, wherein the bank put its shares up for sale so as to raise extra funds. These bits and pieces culminate in that very large sum of net worth.
Market Cap of South Indian Bank
Now, talking about market cap, or market capitalization to be precise, this is how much a bank is worth, according to the price its shares fetch in the stock market. One has to multiply the current price per share by the number of outstanding shares. So simple! As of early June 2025, South Indian Bank has a market capitalization of approximately ₹7,971 crores, not bad!
And so here is the deal: if the Bank is expected to earn good money in the near future, the share price will rise, thereby elevating the market cap. The share price may drop if the share owners or the public begin to worry about the Economic scenario or loan payments not being made by certain borrowers, and so does the market cap. This ₹7,971 crore is really just a quick snapshot of what people think the South Indian Bank is worth right now, based on considerations such as its recent profits, plans to open new branches, and the way the entire banking industry is functioning.
Future Outlook For South Indian Bank
Looking ahead, some big plans by the South Indian Bank keep the things in motion. The idea is to open branches in areas where the bank scene is scarce, and the plan extends to enhancing the online banking platform, so one can bank through their mobile apps and online platforms.
More loans are being offered to small and medium enterprises so that there could be the generation of more revenue on interest. They are also very carefully watching that bad loan portfolio to make sure it never gets out of control. If they succeed in doing so, the profits and net worth would perhaps continue steady growth. Additionally, this might make many buy lots of shares, thereby giving a greater push to the market cap.
