Small finance banks are designed to be quicker, more accessible, and closer to everyday customers than traditional banks. AU Small Finance Bank has steadily moved in that direction, especially for retail users and small businesses. To improve customer convenience, the bank has officially updated its branch timings in 2026, including an earlier opening and extended closing hours.
If you are planning to visit an AU Small Finance Bank branch, it’s important to understand these revised timings so you don’t miss cash counters or arrive during slower service windows.
AU Small Finance Bank Opening Time
As per the 2026 update, AU Small Finance Bank branches officially open at 9:30 AM.
This marks a shift from earlier years when many branches began operations at 10:00 AM. Now, doors open and systems are live by 9:30 AM, including customer service desks and cash counters.
For smooth service and shorter queues, the ideal visiting window is 9:30 AM to 11:00 AM.
AU Small Finance Bank Closing Time
AU Small Finance Bank has extended its official branch closing time to 5:00 PM.
While branches remain open until 5:00 PM, customers should not treat this as the last moment to enter. Most branches start winding down new requests earlier in the evening.
To avoid delays or refusal of service, it is advisable to enter the branch by 4:15–4:30 PM, especially for paperwork or service requests that take time.
AU Small Finance Bank Cash Transaction Timings
Cash services follow defined internal cut-offs.
- Cash deposit and withdrawal timing: 9:30 AM to 4:30 PM
Although the branch closes at 5:00 PM, cash counters usually stop accepting transactions 30 to 60 minutes before closing. This buffer is required for cash balancing and end-of-day compliance checks.
If your visit involves cash, reaching the branch before 4:00 PM is the safest option.
AU Small Finance Bank Lunch Time Policy
AU Small Finance Bank does not observe a fixed lunch break where the entire branch shuts down. Lunch breaks are handled through a staggered rotation among staff.
What customers may experience:
- Branch remains operational throughout the day
- Slightly slower service between 1:00 PM and 2:30 PM
- Temporary unavailability of certain officers
For faster processing, especially for account-related work, late morning remains the most efficient time to visit.
AU Small Finance Bank Working Days & Saturday Timings
- Monday to Friday: Open from 9:30 AM to 5:00 PM
- Saturday:
- Branches are closed on 2nd and 4th Saturdays
- On 1st, 3rd, and 5th Saturdays, most branches operate with normal timings
- Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays.
ATM and Digital Banking Availability
Even when branches are closed:
- AU Small Finance Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, bill payments, and service requests at any time
This reduces the need to visit a branch for routine banking tasks.
Practical Tips Before Visiting an AU Small Finance Bank Branch
- Treat 9:30 AM as the real start of banking services
- Complete cash-related work before 4:00 PM
- Avoid late evenings for paperwork-heavy tasks
- Confirm Saturday working status if visiting on a weekend
With the updated 2026 timings, AU Small Finance Bank now offers one of the longest branch service windows among small finance banks. Planning your visit around these hours ensures a smooth, efficient, and stress-free banking experience.
