If you look at all the banks in India, especially the public sector ones, well, surely, Bank of India is among the smallest public sector banks right now. Though, financial numbers wise, the total number of branches, and on the basis of the trust factor, this bank seems to be doing pretty great right now. And today, we’re here specifically to give a good idea of its financial health so let’s right away look at the Bank of India (BOI) Net Worth & Market Cap 2025. Here we go.
| Detail | Value |
| Establishment Year | 1906 |
| Headquarters | Mumbai |
| Total Branches (Dec 2024) | 5,202 |
| Market Capitalisation (May 2, 2025) | ₹53,090.98 Crore |
| Net Worth (Mar 31, 2024) | ₹68,880.67 Crore |
| Total Revenue (FY 2023–24) | ₹66,804.34 Crore |
Net Worth
To say it simply, the net worth of the bank is shown by the respective shareholders’ funds of the bank, capital raised through shares, and accumulated profits being held as reserves, and all that while deducting the total liabilities of the bank. So, yes, this all sounds way too complex to calculate, and that is the very reason why when you search the net worth of a bank, you don’t find it readily available on the internet. But we have done the work for you, so, as on 31 March 2024, the total shareholders’ funds of BOI were ₹68,880.67 Crore, with ₹64,327.26 Crore lying under reserves and surplus-as profits retained instead of being paid out as dividends.
Market Capitalization
See, if you don’t know what market capitalisation really means, well, in basic terms, it is the total worth of shares given their present stock price, plain and simple! And talking in the context of Bank of India (BOI), well, that number was worth ₹53,090.98 Crore as on May 5, 2025. This provides insight into market perception in regard to how the bank has been doing lately, and to be honest, the signs are looking good for BOI. And the main reason for that has something to do with the profitability of the bank and how it has been rising in the last few years or so. Like, the profit margin of BOI rose from 8.0% during FY 2023 to 10.7% during FY 2024. Well, if you look at the future outlook of this bank, then without a doubt, the market cap of BOI is likely to rise and continue like this for some years to come, and that’s a good sign for the investors once again.
Future Outlook
How does the future look for the Bank of India right here in the country? Well, to be honest, there are kinda mixed feelings about that, like, there is cautious optimism among experts about the general performance of the Bank of India going into 2025. How and why? Oh, well, just look at how good the share price of this bank has been doing in the last few years or so, like, right now it is standing/trading at INR 116+ price, and that is a pretty good recovery if you compare it to the last 3 years or so. Other than that, there are many experts online who give this bank a decent future outlook rating, which again is a good sign for investors.
