For millions of households across Bihar, banking is not a once-a-month task. It is part of daily life—pensions, DBT credits, crop loans, SHG accounts, withdrawals, deposits, and government payments all flow through one institution. Bihar Gramin Bank now operates as a single unified RRB headquartered in Patna, serving all 38 districts of Bihar through a network of more than 2,100 branches.
With such a massive footprint, crowd management and timing discipline matter. Branches follow a structured routine, and knowing the exact hours—especially for cash and lunch slowdown—can save you a long wait. Here’s a complete guide to Bihar Gramin Bank’s branch timings in 2026.
Bihar Gramin Bank Opening Time
Most Bihar Gramin Bank branches begin customer-facing services at 10:00 AM on working days.
Staff usually arrive earlier for internal preparation, but transaction systems, cash counters, and service desks go live at 10:00 AM. Customers arriving before this time are typically asked to wait.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully staffed and queues are relatively shorter across most branches.
Bihar Gramin Bank Closing Time
Customer transactions at most branches stop at 4:00 PM.
While staff may remain inside the branch after this for reconciliation and reporting, new customer requests are generally not accepted beyond 4:00 PM. In high-footfall rural branches, entry may be restricted a little earlier to manage workload.
To avoid inconvenience, it’s safest to enter the branch by 3:30 PM, especially if your work involves documentation or multiple steps.
Bihar Gramin Bank Cash Transaction Timings
Cash services follow a strict internal cut-off due to the volume of daily transactions handled across the state.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though customer services continue until 4:00 PM, cash counters usually stop accepting transactions after 3:30 PM. This allows adequate time for cash balancing, verification, and compliance checks.
If your visit involves cash, plan to reach the branch before 3:00 PM for a smoother experience.
Bihar Gramin Bank Lunch Time Practice
Bihar Gramin Bank branches do not shut down completely for lunch, but lunch breaks are now standardised across most branches.
- Common lunch slowdown window: 1:30 PM to 2:30 PM
During this period, branches remain open, but customers often experience:
- Slower system response
- Fewer active counters
- Temporary unavailability of some officers
If you want faster service, avoid the 1:30–2:30 PM window and plan your visit either before lunch or later in the afternoon.
Bihar Gramin Bank Working Days & Saturday Timings
Monday to Friday: Open for customer transactions during normal banking hours
Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with regular timings
Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays, which can vary across districts.
ATM and Digital Banking Availability
Even when branches are closed:
- Bihar Gramin Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, and basic service requests
These channels help reduce pressure on physical branches in a high-volume banking environment.
A Simple Way to Beat the Crowd
In a bank that serves every district of Bihar through thousands of branches, timing is everything. Treat 10:00 AM as the firm start, 3:30 PM as the cash deadline, and 1:30–2:30 PM as the slowest hour of the day.
