In a state where a large share of banking activity is tied to agriculture, government schemes, pensions, and wage payments, branch banking remains critical. Chhattisgarh Gramin Bank plays a central role in this ecosystem, serving customers across rural and semi-urban areas. With heavy daily footfall, branches follow a strict and disciplined schedule. Knowing the exact timings—especially for cash and lunch slowdown—can save you long waits and repeat visits.
Here is a practical guide to Chhattisgarh Gramin Bank’s opening time, closing time, lunch arrangement, and weekly working pattern in 2026.
Chhattisgarh Gramin Bank Opening Time
Most Chhattisgarh Gramin Bank branches start customer-facing services at 10:00 AM on working days.
Staff usually arrive earlier for internal preparation, but transaction systems, cash counters, and service desks become active at 10:00 AM. Customers reaching before this time are generally asked to wait.
Best time to visit: 10:00 AM to 11:30 AM, when counters are fully operational and queues are relatively manageable.
Chhattisgarh Gramin Bank Closing Time
Customer transactions at most branches stop at 4:00 PM.
While branch staff may continue internal work beyond this time, new customer requests are usually not accepted after 4:00 PM. In busy rural locations, entry may be restricted slightly earlier to manage workload.
To avoid inconvenience, it is advisable to enter the branch by 3:30 PM, especially for documentation or service requests that require time.
Chhattisgarh Gramin Bank Cash Transaction Timings
Cash services follow a strict internal cut-off due to high transaction volumes.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though customer services continue until 4:00 PM, cash counters typically stop accepting transactions after 3:30 PM. This allows adequate time for cash balancing, verification, and end-of-day compliance.
If your visit involves cash, plan to reach the branch before 3:00 PM for a smoother experience.
Chhattisgarh Gramin Bank Lunch Time Practice
Branches do not shut down completely for lunch, and the commonly observed slowdown window remains 1:30 PM to 2:30 PM.
However, in 2026, Chhattisgarh Gramin Bank has shifted to a strict staggered lunch break policy. This change ensures that at least one cash counter and one officer remain available at all times, even during lunch hours. The move is aimed at handling the heavy flow of Kisan Credit Card (KCC) queries, pension withdrawals, and DBT-related issues without fully stopping service.
Customers may still experience slower processing during this hour, but essential cash and enquiry services continue without a complete pause.
Chhattisgarh Gramin Bank Working Days & Saturday Timings
- Monday to Friday: Open for customer transactions during normal banking hours
- Saturday:
- Closed on 2nd and 4th Saturdays
- Open on 1st, 3rd, and 5th Saturdays with regular timings
- Sunday: All branches remain closed
Branches also observe national and state-specific bank holidays as notified.
ATM and Digital Banking Availability
Even when branches are closed:
- Chhattisgarh Gramin Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, and basic service requests
These options help reduce crowding at physical branches.
Plan Smart, Save Time
Treat 10:00 AM as the firm start of services, 3:30 PM as the hard cash cut-off, and 1:30–2:30 PM as a slower—but still functional—service window. Avoid late afternoons for paperwork and keep Saturday rules in mind before travelling.
With its staggered lunch policy and disciplined timings, Chhattisgarh Gramin Bank aims to balance security, workload, and customer needs—making branch visits more predictable even during peak hours.
