Are we talking about the biggest private bank in India by market capitalization? Yes, we are! And it surely is the HDFC Bank as of 2025. Considering that this bank only started out just 3 decades ago, the growth it has achieved is just crazy good. And it is currently experiencing the same growth (maybe even more), which ultimately is a good thing for India’s banking scene in general. Today, though, we’re here to talk about HDFC Bank’s net worth and market cap numbers, just to give you an idea of how well off this bank really is in India right now. Here we go then.
| Detail | Information |
| Establishment Year | August 1994 |
| Headquarters | Mumbai, Maharashtra, India |
| Total Branches (as of Mar 31, 2025) | 9,455 |
| Market Capitalisation (Jun 11, 2025) | ₹15.06 trillion |
| Net Worth (Shareholders’ Equity as of Mar 31, 2025) | ₹5.01 lakh crore |
| Total Revenue (FY 2023–24) | ₹3,075.8 billion |
HDFC Bank’s Net Worth
So, when we speak about a bank’s net worth, we mean how much money the bank actually has with respect to what it owes (which shouldn’t sound too complicated at all). For HDFC Bank, this is slightly different, for which they use the term ‘shareholders’ equity,’ which simply means money belonging to the people who own shares in the bank. As of March 31, 2025, HDFC Bank’s net worth stood at a whopping ₹5.01 lakh crore.
Starting with the initial number, it increases if HDFC Bank chooses to keep some of its profits instead of paying out all to shareholders. It also increases when shares are sold anew for fresh capital. And then there are the past earnings that have been kept aside for any potential rainy day or per Reserve Bank of India guidelines.
Market Cap Of HDFC Bank
Alright, let’s now see what this market capitalization thing really is. This one is super-easy: it is just the price per one share of HDFC Bank multiplied by the total shares in existence. It is a way of saying: “This is what is considered to be the bank’s worth at the moment.” On June 11, 2025, HDFC Bank crossed the huge mark of ₹15.06 trillion in market capitalization. That is quite a number, and it tells us how much investors believe in the bank, and to be honest, there is no other bank that has surpassed that number, and that is precisely what makes HDFC the largest bank in India by market capitalization.
Why is it at such a height? Because HDFC Bank itself keeps earning colossal profits, has strong finances, and is well-trusted for future growth and development.
HDFC Bank Future Outlook
As you can already tell, HDFC Bank is always busy, with new stuff happening all the time. Let us now discuss what is going on and what is expected to happen soon. So coming first in line, Azad June 2025 saw the main interest rate get lowered by the Reserve Bank of India, and following that, HDFC Bank also lowered the rate on fixed deposits and savings accounts. This is good news for anyone borrowing out money because loans now come cheap; however, they are bad news for the bank, in the sense that it will be difficult for them to make so much profit.
But hold up, there comes the extra. Around that same time, the Mehtas were disgruntled and filed complaints against the bank’s CEO over some Lilavati Trust drama. Also, the Punjab government has just refused to accord HDFC Bank recognition as a scheduled bank for state business on account of certain non-compliances. That’s not a type of good news right there, but behind-the-scenes work is going on.
