Many customers search for ways to update their nominee details online through Punjab National Bank. Some also use terms like “blockchain nominee update,” but at present, PNB’s official nomination process is not publicly described as a blockchain-based customer service. For normal savings accounts, current accounts, fixed deposits, and other deposit accounts, nominee update is handled through PNB’s official banking records, Internet Banking, PNB One app, or branch process.
PNB says nomination is available for deposit accounts held by individuals, and nomination can be changed or cancelled while the account is active. The bank also provides Form DA1 for creating nomination, DA2 for cancellation, and DA3 for change in nomination.
What Nominee Update Means
A nominee is the person who can claim the account balance after the death of the account holder. Adding or updating a nominee does not make that person the account owner during your lifetime. It only helps the bank settle the claim more smoothly later.
PNB allows nomination for individual deposit accounts. For deposit accounts, nomination is generally made in favour of one person only. If the nominee is a minor, the account holder must appoint another adult person to receive the amount on behalf of the minor nominee.
Can You Update PNB Nominee Online?
PNB Internet Banking lists “Nomination details” under account-related services, which means customers can view nomination-related information online. PNB also provides digital banking services through Internet Banking and PNB One.
In many cases, customers may be able to add, view, or update nominee details through PNB One or Internet Banking, depending on account type, access rights, and service availability. If the online option is not visible, you may need to submit the nomination form at the branch.
Steps to Update Nominee Through PNB Online
1. Log in to PNB Internet Banking or PNB One
Open only the official PNB website or the official PNB One app. Avoid links received through SMS, WhatsApp, or unknown emails.
2. Go to Deposit Account Services
After login, check the section related to accounts, services, deposit account services, or nominee details. The exact menu name may change with app or website updates.
3. Select the Account
Choose the savings account, current account, FD, or RD for which you want to add or update the nominee.
4. Enter Nominee Details
Enter the nominee’s name, relationship, age or date of birth, address, and other details asked on the screen. If the nominee is a minor, enter guardian details where required.
5. Verify and Submit
Check all details carefully before submission. You may need OTP, transaction password, TPIN, or another verification method.
6. Save Confirmation
After successful submission, save the confirmation message or reference number. Later, check the nominee details again to confirm the update.
If Online Nominee Update Is Not Available
If you cannot find the nominee update option online, download the correct nomination form or visit your PNB branch.
Use:
- Form DA1 – to add a nominee
- Form DA2 – to cancel nomination
- Form DA3 – to change nominee
PNB says the customer has to fill the relevant nomination form, and the bank acknowledges the receipt and registers the nomination in its records.
Documents and Details Needed
Keep these details ready:
- Account number
- Nominee full name
- Nominee relationship with account holder
- Nominee address
- Nominee date of birth or age
- Guardian details if nominee is minor
- Registered mobile number
- Internet Banking or PNB One access
For branch submission, carry your passbook, ID proof, and any document requested by the bank.
Important Safety Tips
Use only official PNB digital channels. PNB’s Internet Banking security tips say customers should not reveal passwords over phone or email, should avoid unknown links, and should verify the secure website before entering sensitive details.
Never share OTP, password, TPIN, MPIN, debit card PIN, CVV, or Internet Banking details with anyone. A genuine bank employee will not ask for these secret details.
What About Blockchain Nominee Update?
For ordinary PNB account nomination, customers should not assume that nominee details are updated on a public blockchain. Banking nomination is a regulated bank record process. If PNB introduces any blockchain-based nominee feature in future, it should be used only through official PNB channels.
Do not trust third-party websites claiming to “update PNB nominee on blockchain.” Such claims can be fake or risky.
FAQs
Q1. Can I update nominee in PNB online?
A: You may be able to view or manage nominee details through PNB Internet Banking or PNB One, depending on service availability. If the option is not available, submit the required form at the branch.
Q2. Which form is used to change nominee in PNB?
A: Form DA3 is used for change in nomination for deposit accounts.
Q3. Can I add more than one nominee in a PNB savings account?
A: For deposit accounts, PNB states that nomination can be made in favour of one person only.
Q4. Is PNB nominee update done on blockchain?
A: PNB has not publicly described normal deposit account nominee update as a blockchain-based process. Treat it as an official bank record update.
Q5. Can I update nominee for FD online?
A: It may be available through PNB digital services for eligible accounts. If not, use the branch route with the correct nomination form.
Q6. Is nominee the legal owner of the money?
A: No. A nominee is mainly the person authorised to receive the amount from the bank after the account holder’s death, subject to applicable rules and claims.
Q7. What should I do if nominee details are wrong?
A: Update them through PNB One, Internet Banking, or submit Form DA3 at the branch.
Q8. Is OTP needed for online nominee update?
A: Online changes may require OTP, TPIN, transaction password, or other authentication, depending on the channel.
