By 2025, most of you may not know this, but this Karnataka Bank is already a century-old bank, and that is what makes it kinda special. And sure enough, for a bank that had a super small start to grow to a level where it now has 11+ million active customers, is just impressive stuff right there. Today, though, we’re here to talk about the Karnataka Bank Net Worth & Market Cap 2025, just to show you have well off this bank is in India.
| Detail | Information |
| Establishment Year | 1924 |
| Headquarters | Mangalore, Karnataka, India |
| Total Branches | 957 |
| Market Capitalisation (June 13 2025) | ₹7,770.71 crore |
| Net Worth (June 2025) | ₹12,085.32 crore |
| Total Revenue (FY 2023-24) | ₹9,617.48 crore |
Karnataka Bank’s Net Worth
The net worth of the bank is just the value of what it owns and of what it owes. Want us to make it super simple for you? Well, take it like this: whatever is left is after paying off any debts, that’s what is known as the net worth in the context of a bank. For Karnataka Bank, it is constituted by the paid-up capital, which is the money that shareholders pay or put in against the shares issued by the bank, plus reserves, which are accumulated over a period by the bank’s rejecting to pay dividends on profits made on business operations.
To clarify, as of 31 March 2025, Karnataka Bank’s net worth was ₹12,085.32. This is the residual value left for stockholders after the settlement of all liabilities.
Market Cap Of Karnataka Bank
The next topic is market cap, which is a fancy way to say the value of a bank in the stock market. Take the price of a share and multiply it by the number of shares out. That is it! Nothing else to explain here, it is really that simple! On June 13, 2025, Karnataka Bank was worth roughly ₹7,770.71 crore on the market, with each share priced at ₹205.
The stock price is even lower than the actual net worth we just talked about, okay? Why is that so? The shares were trading at around 0.64 times the bank’s book value, implying that some may believe the stock is less than its book valuation. That sounds like a bargain, doesn’t it? But we can’t tell you to make your mind about it, it is all your decision to do your own due diligence, do some good research, and then invest in this bank’s shares. That’s all!
What’s Going On with Karnataka Bank?
Going forward, Karnataka Bank is doing some interesting things to stay on track. To begin with, they have retained their Chief Risk Officer until June 2027, ensuring that risky exposures are not taken with their money, and that can very well result in some really good financial numbers down the line. On June 5, 2025, they issued 14,471 shares to the employees under the stock-option scheme. An attractive solution, it helps keep the team happy and motivated.
Oh, and they grew low-cost deposits in the latest quarter, from ₹31,293 crore to ₹33,281 crore on a year-on-year basis-current and savings accounts mostly. That means more money to lend out without being very heavy on costs.
