Punjab National Bank (PNB) Net Worth & Market Cap

If we talk about the oldest banks in India, without a single doubt, we couldn’t just skip past the name of Punjab National Bank, like it has a history that dates back to 1894. And even after more than a century, in 2025, it still is among the most trusted and reputed banks in the country, with good financial standing as well. Today, though, we’re skipping over the history part and talking solely about how this bank is performing financial numbers-wise. So, let’s just get to know the Punjab National Bank (PNB) Net Worth & Market Cap 2025. Here we go.

Net Worth of PNB

Basic net worth of a bank is what remains after the bank has extinguished its liabilities, comprising share capital, retained earnings, reserves accumulated over the years, and asset revaluation reserves, which we know that sounds all too complex to you, but still, if we put that in financial figures, you see, the net worth for PNB Bank stood at approximately ₹1,10,900 Crores, or ₹1.109 Trillion, as on 31st March, 2024.

Market Capitalisation of PNB

Market capitalisation is essentially an indication of how much the market perceives a company to be worth, or in this case, a bank we’re talking about. One can arrive at a figure of market capitalisation by multiplying the current share price by the total number of shares outstanding. As of May 5, 2025, Punjab National Bank attained a market capitalisation to the tune of ₹114,642.11 Crores. It has over 1.15 billion shares trading at approximately Rs. 99.49 per share.

This sudden increase in value came just after the bank reported a robust financial state. PNB’s net profits for 2023-2024 increased to ₹8245 Crores, piquing the interest of investors. The second thing, with a P/E ratio of around 6.61, the shares of this bank actually appear to be pretty cheap when put alongside other banks. Rising profits and signs of improvement in the economy make this market valuation look quite decent, well, that’s not just our opinion, at least that’s what the economic experts have to say.

Future Outlook for PNB

Well, sure enough, just like some other big banks in the country, PNB also has that “bad loan” problem, but the good news is: the bank intends to initiate the recovery of ₹17,000 Crore in bad loans in the financial year 2024-25. This came after a collection of bad loans worth ₹20,164 Crore in the earlier year, which had already helped uplift asset quality for the bank. If this goes as planned, without a doubt, this will help the bank win the trust of not just the customers but the investors as well.

Meanwhile, its digital reach is expanding, too. You must have heard of their services, like PNB One is offering customers the alternative to apply for education loans and vehicle loans straight online, making the borrowing faster and more convenient.