Union Bank of India (UBI) is one of the leading public sector banks in India, offering a wide range of banking services to individuals, businesses, and institutions. While digital banking channels like Internet Banking, Mobile Banking, and UPI have made many transactions seamless, a large number of customers still prefer visiting the branch for services such as cash deposits, withdrawals, loan consultations, and other in-person banking needs.
To help you plan your visits efficiently, this article provides a detailed guide on Union Bank of India branch timings, including its opening and closing hours, lunch breaks, weekend schedules, and holiday closures.
Union Bank of India Opening and Closing Timings
Union Bank of India generally follows the standard banking hours as directed by the Reserve Bank of India (RBI). However, there may be slight variations in timings depending on the branch’s location—urban, semi-urban, or rural areas.
- Opening Time: Most branches open at 10:00 AM on working days.
- Closing Time: Branches typically close at 4:00 PM.
During these hours, customers can visit the bank to carry out various in-person transactions, including deposits, withdrawals, cheque clearances, passbook updates, demand draft requests, and loan-related services.
Tip: It’s advisable to confirm the exact timings with your nearest branch, as regional variations may exist.
Union Bank of India Lunch Time
To ensure smooth operations and uninterrupted customer service, Union Bank of India follows a staggered lunch system. This means not all employees go for lunch at the same time, keeping the counters operational throughout the day.
- Lunch Break Timing: Typically between 1:00 PM and 2:00 PM.
Although the branch remains open during this period, certain services may take slightly longer as limited staff are available at the counters.
Union Bank of India Timings on Saturdays
Union Bank of India adheres to the RBI’s five-day banking week policy, making it important for customers to know which Saturdays the branches are open.
- 1st, 3rd, and 5th Saturdays: Branches remain open during normal working hours, from 10:00 AM to 4:00 PM.
- 2nd and 4th Saturdays: All branches remain closed.
- Sundays: All branches remain closed.
This weekend schedule helps customers plan their banking visits and avoid unnecessary trips to the branch on closed days.
Union Bank of India Holiday Schedule
Union Bank of India branches remain closed on:
- National Holidays: Such as Republic Day (26th January), Independence Day (15th August), and Gandhi Jayanti (2nd October).
- State-Specific Holidays: Regional festivals and holidays based on state calendars.
- Weekly Holidays: All Sundays and the 2nd and 4th Saturdays of every month.
For urgent transactions during holidays or outside working hours, customers can use Union Bank of India’s digital banking platforms, including Internet Banking, U-Mobile App, ATMs, and UPI services, which are available 24×7.
Final Thoughts
Knowing the Union Bank of India timings can save time and make your banking experience hassle-free. Whether you need to deposit cash, submit documents, or inquire about loans, visiting during official working hours ensures smooth transactions.
For routine services such as fund transfers, bill payments, and balance inquiries, Union Bank’s digital channels provide the convenience of 24×7 banking from the comfort of your home. By planning your branch visits around the official timings and leveraging online platforms for basic needs, you can make your banking with Union Bank of India both efficient and stress-free.
