Private banking in India has changed a lot over the last decade, but branch banking still runs on fixed clocks. YES Bank is known for its digital focus and corporate banking strength, yet its physical branches follow a disciplined and predictable schedule. Many customers walk in assuming extended hours, only to miss the cash counter or arrive during a slow period.
Knowing YES Bank’s exact opening time, closing time, cash cut-off, and lunch arrangement helps you plan a clean, one-visit trip instead of circling back another day.
YES Bank Opening Time
Most YES Bank branches begin customer-facing operations at 10:00 AM on working days.
In several locations, branch shutters may open a little earlier, but full services officially start at 10:00 AM. Cash counters, service desks, and approvals are active only after this time. Arriving too early usually means waiting.
For faster service and shorter queues, the best time to visit is between 10:00 AM and 11:30 AM.
YES Bank Closing Time
The official closing time for YES Bank branches is 4:00 PM.
That said, customers should not treat 4:00 PM as the last entry point. Most branches restrict new customer entry after 3:30 PM, especially in busy city locations. By late afternoon, staff focus on closing procedures rather than starting new requests.
To be safe, try to enter the branch by 3:15–3:30 PM.
YES Bank Cash Transaction Timings
Cash services follow a strict internal cut-off.
- Cash deposit and withdrawal timing: 10:00 AM to 3:30 PM
Even though the branch remains open until 4:00 PM, cash counters usually stop accepting transactions about 30 minutes before closing. This buffer is required for cash balancing and compliance checks.
If your visit involves cash, aim to reach the branch before 3:00 PM to avoid last-minute pressure.
YES Bank Lunch Time Policy
YES Bank generally does not shut the entire branch for lunch. Lunch breaks are taken in a staggered manner, allowing basic services to continue throughout the day.
What customers may notice:
- Slightly slower service between 1:00 PM and 2:30 PM
- Temporary unavailability of certain officers
- No complete closure of branch operations
For paperwork-heavy tasks or account discussions, late morning hours are usually the most efficient.
YES Bank Working Days & Saturday Timings
Monday to Friday: Open from 10:00 AM to 4:00 PM
Saturday:
- Branches are closed on 2nd and 4th Saturdays
- On 1st, 3rd, and 5th Saturdays, most branches operate with normal timings
Sunday: All YES Bank branches remain closed
Branches also observe national and state-specific bank holidays, which vary by location.
ATM and Digital Banking Services
Even when branches are closed:
- YES Bank ATMs operate 24×7, subject to cash availability
- Mobile and internet banking allow balance checks, fund transfers, bill payments, and service requests at any time
This reduces the need for branch visits for routine transactions.
Practical Tips Before Visiting a YES Bank Branch
- Treat 10:00 AM as the actual start of banking services
- Complete cash-related work before 3:00 PM
- Avoid late afternoons for account opening, KYC, or loan discussions
- Check Saturday working status if visiting on a weekend
Understanding YES Bank timings in advance helps you plan efficiently and ensures your branch visit is smooth, focused, and stress-free.
