IDFC FIRST Bank is one of India’s leading private sector banks, known for its innovative financial products, strong digital presence, and customer-centric services. While online banking channels such as mobile apps, net banking, and UPI have simplified routine transactions, many customers still prefer visiting branches for in-person services like cash deposits, withdrawals, account opening, loan consultations, and document verification.
To make your visits more convenient, it’s important to know the IDFC Bank timings, including opening and closing hours, lunch break schedules, and weekend banking details.
IDFC Bank Opening and Closing Timings
IDFC FIRST Bank follows standard operating hours across most of its branches in India. However, slight differences in timings may occur based on the location of the branch (metro, urban, semi-urban, or rural areas).
- Opening Time: Most IDFC Bank branches open at 9:30 AM on working days.
- Closing Time: Branches typically close at 4:30 PM.
These timings apply to most over-the-counter services, including cash deposits, withdrawals, cheque clearances, account updates, loan services, and other customer support activities.
Pro Tip: To avoid last-minute rushes, try to visit the bank earlier in the day, especially for services that require approvals or documentation.
IDFC Bank Lunch Time
To ensure uninterrupted service to customers, IDFC Bank follows a staggered lunch break system. This system ensures that all counters are not closed at the same time, allowing operations to continue throughout the day.
- Lunch Break Timing: Generally between 1:00 PM and 2:00 PM.
Although branches remain open during lunch hours, customers may experience minor delays as some staff members may be away on their lunch break.
IDFC Bank Timings on Saturdays
Like most banks in India, IDFC FIRST Bank adheres to the RBI’s five-day banking week policy. This means that customers need to be aware of the bank’s weekend schedule to avoid visiting on non-working days.
- 1st, 3rd, and 5th Saturdays: Branches remain open during regular banking hours (9:30 AM to 4:30 PM).
- 2nd and 4th Saturdays: Branches remain closed.
- Sundays: All branches remain closed.
This schedule allows customers to plan their weekend visits efficiently and avoid unnecessary trips on closed days.
IDFC Bank Holiday Schedule
IDFC FIRST Bank branches remain closed on:
- National Holidays: Such as Republic Day (26th January), Independence Day (15th August), and Gandhi Jayanti (2nd October).
- State-Specific Holidays: Regional festivals and holidays declared by state governments.
- Weekly Holidays: All Sundays and the 2nd and 4th Saturdays of every month.
For essential banking needs outside working hours or during holidays, customers can use IDFC Bank’s digital banking platforms, including Net Banking, Mobile App, ATMs, and UPI, which are available 24×7.
Final Thoughts
Being aware of the IDFC Bank timings helps customers save time and plan branch visits efficiently. Whether you’re visiting to deposit or withdraw cash, open an account, or apply for a loan, arriving during the official working hours ensures smooth and prompt service.
For routine tasks such as fund transfers, bill payments, and balance inquiries, customers can rely on IDFC FIRST Bank’s secure and advanced digital banking platforms, which provide round-the-clock access. By combining branch visits for complex needs with online banking for daily transactions, customers can enjoy a seamless and hassle-free banking experience with IDFC FIRST Bank.
