Jammu & Kashmir Bank Net Worth & Market Cap 2025

As you can pretty much tell by the name of this bank, it actually is a bank to serve the customers of the northernmost state of the country. But do not think it is some new bank, nah, it was actually started back in 1938, and that too by the then Maharaja of Jammu & Kashmir, Maharaja Hari Singh. And after so many years, this bank has recently crossed the 10+ million mark in terms of customer base. Today, we’re specifically taking a good look at the Jammu & Kashmir Bank Net Worth & Market Cap 2025, just to give you a good idea of how well off this bank is in India.

Net Worth of Jammu & Kashmir Bank

To begin with, net worth is basically what money a bank has left over after it has paid all of its bills; that right there is the simplest possible definition of it all. For Jammu & Kashmir Bank, individuals would most likely say shareholder funds or equity, but it happens to be one and the same, so do not get confused over it when you check out the balance sheet of this bank. Luckily, this cash is coming from a variety of sources: profits they have saved up over decades, some extra funds they set aside for a rainy day, and maybe a little more from appraising some of the things they own, like property or real estate.

As of June 2025, they were sitting on a staggering ₹14,251.94 crore. Well, to be honest, having a net worth like this provides them with an incredible safety net if any of the loans sour, and it just shows they’re killing it when it comes to saving.

Market Cap Jammu & Kashmir Bank

Alright, let’s dive into market cap, or market capitalisation if you feel like getting all fancy or something like that. It’s basically how much value all the bank’s shares are collectively worth when everyone’s buying and selling them on the share market. Just think of it’s what all the people out there perceive the bank to be worth right now. So, as of June 13, 2025, Jammu & Kashmir Bank had a market cap of ₹11,540.39 crore. That number kinda changes depending on the share price.

So, in the year up to March 2024, the bank generated ₹12,541 crore in revenues, which is approximately 19 percent more than last year. That’s excellent growth, and it makes investors very, very excited. When they feel the bank’s going to just keep performing well, they purchase more shares, and that pushes up the market cap.

What’s Jammu & Kashmir Bank Up to in 2025?

Alright, let us take a glimpse at Jammu & Kashmir Bank in 2025. It will be the year of digital banking for them, and this must be so because just before Eid, in a week of six days, just think about it, like, they did 9.54 crore digital transactions worth around ₹13,900 crore! And not just that: in the first week of June, the bank also won four prestigious awards at a cybersecurity summit, which means they do keep your online banking safe, super safe actually!

There was even more. In late May, they set up a new Easy Bank Unit at a faraway location called Tangdhar to help the remote population. Also, they gave the corporate site a total beautification and threw some ATMs at the Sher-i-Kashmir Institute in Srinagar: all these things make banking easy for anyone, whether they are in a busy city or a sleepy village.